4581 Co Rd 31, Killen, AL 35645 Property Records

Lauderdale County property record for 4581 Co Rd 31, Killen, AL 35645

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,480 sqft · built 2004
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Nov 2020)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-05-21-0-000-002-004`

Property Details

APN / Parcel Number

Primary APN	`17-05-21-0-000-002-004`
Alternative APNs	`083525` `71366` `83525`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	1,137 sqft
2nd Floor Area	1,343 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	257,004 sqft (5.9 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	83525
Street Address	4581 COUNTY ROAD 31
City	KILLEN
State	AL
Zip	35645-6951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.9 AC/C(6 AC) IN NE/4 OF NE/4 SEC 21 T2S R9W L&E ROW COMM @ NE COR SEC 21 S 803.37 TO POB S 213.41 W 1225.01 N 213.41 E 1224
Legal Range	09W
Legal Township	02S
Legal Section	21
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1045
Census Tract	11606

Owner

4581 Co Rd 31 is owned and occupied by two individuals who bought it in November 2020.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4581 COUNTY ROAD 31, KILLEN, AL 35645-6951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit TVA COMMUNITY CU
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage TVA COMMUNITY CU
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CB&S BANK
Nov 17, 2020	Survivorship Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Jul 10, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Apr 8, 2015 · Amount on File
Deed Book / Page	2020 / 63694
Prior Transfer Date	May 22, 2019
Prior Transfer Doc	2020/33564
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	4581 COUNTY ROAD 31, KILLEN, AL 35645-6951
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/15852
Date	Apr 25, 2023
Book Page	2023/15852

Lender

Name	TVA COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	4581 COUNTY ROAD 31, KILLEN, AL 35645-6951
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/78353
Date	Dec 16, 2021
Book Page	2021/78353

Lender

Name	TVA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2036

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	4581 COUNTY ROAD 31, KILLEN, AL 35645-6951
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/24288
Date	Jun 14, 2019
Book Page	2019/24288

Lender

Name	CB&S BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2029

Interest

Rate Type	Fixed Rate

November 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 17, 2020
Property Address	4581 COUNTY ROAD 31, KILLEN, AL 35645-6951
Document Number	2020/63694
Book / Page	2020 / 63694
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1553 COUNTY ROAD 73, 1553, KILLEN, AL 35645-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 COUNTY ROAD 31, KILLEN, AL 35645-6951

Mortgage

Document Number	202063696202063696
Date	Nov 17, 2020
Instrument	2020/63696202063696

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 10, 2020
Property Address	4581 COUNTY ROAD 31, KILLEN, AL 35645-6951
Document Number	2020/33564
Book / Page	2020 / 33564
Instrument Date	May 22, 2019
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 COUNTY ROAD 31, KILLEN, AL 35645-6951

Tax Assessment & Valuation

The 2025 property tax bill for 4581 Co Rd 31 was $1,221 with a homeowner's exemption, down 5.2% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,221.00 (-5.2%) Homeowner's exemption	$36,540 (-4.99%)	$365,140 (-5.05%) Land $90,200 Building $274,940
2024	$1,288.00 (+2.71%) Homeowner's exemption	$38,460 (+364.49%) Land $9,020 Building $29,440	$384,580 (+6.71%) Land $90,200 Building $294,380
2023	$1,254.00 (+21.63%) Homeowner's exemption	$8,280 (-72.1%) Land $8,280	$360,400 (+21.43%) Land $82,700 Building $277,700
2022	$1,031.00 Homeowner's exemption	$29,680	$296,800 Land $64,400 Building $232,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4581 Co Rd 31 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4581 Co Rd 31 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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