4581 Chippendale Dr, Naples, FL 34112 Property Records

Collier County property record for 4581 Chippendale Dr, Naples, FL 34112

Property Summary

Property TypeSingle Family Home
Details1,978 sqft · built 1987
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Jul 2026)
Tax Bill$1,860 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2022 Mortgage
Flood ZoneZone AE (high risk)
APN448300 A 295A12

Property Details

APN / Parcel Number

Primary APN448300 A 295A12
Alternative APN
  • 53951160004

Interior

Stories1 Story
Building Area1,978 sqft Living Area
1st Floor Area1,978 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeMasonry / Concrete Block
Lot Area9,148 sqft (0.21 acres)

Location & Zoning

Street Address4581 CHIPPENDALE DR
CityNAPLES
StateFL
Zip34112-5260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionLAKEWOOD UNIT 5 BLK A LOT 29
Legal Range25
Legal Township50
Legal Section12
Legal SubdivisionLAKEWOOD UNIT 5
Legal Tract448300
Legal BlockA
Legal Lot Number29
Legal Unit5
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1002
Census Tract10606

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4581 CHIPPENDALE DR, NAPLES, FL 34112-5260
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Warranty Deed, Transfer · FHA Mortgage
LOWER LLC
May 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
LEE V LIVINGSTON ETAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2026 · Amount on Record
Deed SaleJul 7, 2026 · Amount on Record
Prior SaleJan 30, 1998 · Amount on Record
Deed Document Number20266846862
Deed Book / Page6606 / 957
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 7, 2026
Property Address4581 CHIPPENDALE DR, NAPLES, FL 34112-5260
Document Number0006846862
Book / Page6606 / 957
Instrument DateJun 29, 2026
Instrument20266846862
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyLANDSEL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$296,940.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4581 CHIPPENDALE DR, NAPLES, FL 34112-5260

Mortgage

Document Number0006846863,
DateJul 7, 2026
Instrument20266846863
Lender
NameLOWER LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.51%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4581 CHIPPENDALE DR, NAPLES, FL 34112-5260
Transaction TypeMortgage
Record UpdatedMay 26, 2022
Title CompanyALPHA TITLE SERVICES/FL INC, ALPHA TITLE SVCS OF FL INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061253792
DateMay 12, 2022
Book Page6125/3792
Instrument6251260
Lender
NameLEE V LIVINGSTON ETAL
TypePrivate Party
Address4738 215TH ST, AMES, IA 50014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueJun 1, 2027

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,370 (+2.7%)$407,063 (+1.64%) Land $209,663 Building $197,400
2025$1,860.00 (+6.77%) Homeowner's exemption Widower's exemption$196,076 (+5.99%)$400,484 (-14.83%) Land $272,141 Building $128,343
2024$1,742.00 (-1.14%)
2023$1,762.00 (-0.9%) Homeowner's exemption$185,000 (+3%)$470,244 (+22.43%) Land $283,576 Building $186,668
2022$1,778.00 Homeowner's exemption$179,612$384,104 Land $192,100 Building $192,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 183 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies515 units insured
incl. 332 condo units
Nearby Flood Claims13 (1991–2022)
Claims Outside the SFHA3 of 13
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream.

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