Steuben County and Howard Town property record for 4581 Arnold Rd, Bath, NY 14810
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 825 sqft · built 1974 |
| Lot Size | 16.7 acres (727,452 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $7,017 (Jul 2014) |
| Tax Bill | $2,162 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance |
| APN | 0002919-600 |
| Primary APN | 0002919-600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 727,452 sqft (16.7 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | Pole Barn |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002919-600 |
|---|---|
| Street Address | 4581 ARNOLD RD |
| City | BATH |
| State | NY |
| Zip | 14810-7550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 16.7 ACRES (C) ASSESSED |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | HOWARD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 961000 |
Source: Steuben County and Howard Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4581 ARNOLD RD, BATH, NY 14810-7550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2014 · Amount on Record |
| Deed Sale | Jul 1, 2014 · Amount on Record |
| Deed Book / Page | 2489 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 4581 ARNOLD RD, BATH, NY 14810-7550 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4740/293 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 4740/293 |
| Name | DES MOINES METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Steuben County and Howard Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Howard Town |
| Unified School District | Avoca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,162.00 (+2.46%) Homeowner's exemption | ||
| 2025 | $2,110.00 (+94.47%) | $87,000 (-) Land $29,600 Building $57,400 | $108,750 (+18.75%) Land $37,000 Building $71,750 |
| 2023 | $87,000 (-) Land $29,600 Building $57,400 | $91,579 (+5.26%) Land $31,158 Building $60,421 | |
| 2022 | $87,000 Land $29,600 Building $57,400 | $87,000 Land $29,600 Building $57,400 | |
| 2021 | $1,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empire Long Distance Fiber | 1,000 / 100 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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