4581 85th Ter N, Pinellas Park, FL 33781 Property Records

Pinellas County property record for 4581 85th Ter N, Pinellas Park, FL 33781

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,107 sqft · built 1959
Lot Size	0.152 acres (6,608 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2023)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-766-5818-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-766-5818-6`
Alternative APNs	`27-30-16-84618-001-0010` `301627846180010010` `163027846180010010` `R297269`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,107 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	1,107 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,608 sqft (0.152 acres)
Lot Dimensions	101 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	341 sqft
Carport	Carport
Carport Area	341 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	281 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R297269
Street Address	4581 85TH TER N
City	PINELLAS PARK
State	FL
Zip	33781-1672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPARKLE LAKE SUB BLK 1, LOT 1
Legal Range	16E
Legal Township	30S
Legal Section	27
Legal Subdivision	SPARKLE LAKE SUB
Legal Tract	84618
Legal Block	1
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	1
Census Block	1014
Census Tract	24907

Owner

4581 85th Ter N is owned and occupied by an individual who bought it in June 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WATERSTONE MORTGAGE CORP
Jun 2, 2023	Warranty Deed, Transfer PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY
Jun 2, 2023	Warranty Deed, Transfer PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY
Jun 2, 2023	Warranty Deed, Transfer PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY
Jun 2, 2023	Warranty Deed, Transfer PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY
Jun 2, 2023	Warranty Deed, Transfer PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY
Jun 2, 2023	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Jun 2, 2023 · Amount on File
Deed Document Number	2023143612
Deed Book / Page	22460 / 110
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	0000143601
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672

Mortgage

Document Number	0224600124
Date	Jun 2, 2023
Book Page	22460/124
Instrument	2023143614

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2023
Property Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672
Document Number	0224600110
Book / Page	22460 / 110
Map Reference	MB 48 PG 14
Instrument Date	May 26, 2023
Instrument	2023143612
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9405 E FERNWOOD PL, INVERNESS, FL 34450-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2023
Property Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672
Document Number	0224600106
Book / Page	22460 / 106
Map Reference	MB 48 PG 14
Instrument Date	May 25, 2023
Instrument	2023143608
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14017 TAYCO DR, WEEKI WACHEE, FL 34614-1852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2023
Property Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672
Document Number	0224600107
Book / Page	22460 / 107
Map Reference	MB 48 PG 14
Instrument Date	May 25, 2023
Instrument	2023143609
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 CLARKSBURG RD, CLARKSBURG, PA 15725-8128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2023
Property Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672
Document Number	0224600109
Book / Page	22460 / 109
Map Reference	MB 48 PG 14
Instrument Date	May 25, 2023
Instrument	2023143611
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 NEWTON RD, HARTSELLE, AL 35640-5647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2023
Property Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672
Document Number	0224600108
Book / Page	22460 / 108
Map Reference	MB 48 PG 14
Instrument Date	May 25, 2023
Instrument	2023143610
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3107 CHERLTON DR, BROOKSVILLE, FL 34614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2023
Property Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672
Document Number	0224600105
Book / Page	22460 / 105
Map Reference	MB 48 PG 14
Instrument Date	May 25, 2023
Instrument	2023143607
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	PINELLAS PARK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6335 HAINES RD N, SAINT PETERSBURG, FL 33702-6133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 85TH TER N, PINELLAS PARK, FL 33781-1672

Mortgage

Document Number	0224600111
Date	Jun 2, 2023
Book Page	22460/111
Instrument	2023143613

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4581 85th Ter N was $4,193 with a homeowner's exemption, down 0.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Pinellas Park City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 (-0.21%) Homeowner's exemption	$238,475 Land $119,113 Building $119,362	$238,475 Land $119,113 Building $119,362
2024	$4,202.00 (-14.73%)
2023	$4,928.00 (+551.85%)	$231,321 (+215.85%)	$231,321 (+34.83%) Land $136,951 Building $94,370
2022	$756.00 Homeowner's exemption	$73,238	$171,562 Land $115,019 Building $56,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4581 85th Ter N in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	9 (2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4581 85th Ter N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS PARK WATER DEPT serves 48,939 people · EPA ID FL6521406
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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