4580 Veldon Ln, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4580 Veldon Ln, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,922 sqft · built 2004
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on Record
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-024-2004-200`

Property Details

APN / Parcel Number

Primary APN	`74-30-024-2004-200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft
Basement Area	1,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	230,868 sqft (5.3 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4580 VELDON LN
City	SAINT CLAIR
State	MI
Zip	48079-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG N 1D 4M 51S E 767.18', TH N 88D 55M 9S W 368.87' & S 81D 3M 39S W 376.69' FROM E 1/4 COR, TH S 81D 3M 39S W 372.78', TH N
Legal Range	16E
Legal Township	05N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1008
Census Tract	640200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4580 VELDON LN, SAINT CLAIR, MI 48079-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 25, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	S RANGE RD, SAINT CLAIR, MI 48079
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 VELDON LN, SAINT CLAIR, MI 48079-3420

Mortgage

Document Number	0005588479
Date	Dec 28, 2022
Book Page	5588/479
Instrument	2022028040

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	S RANGE RD, SAINT CLAIR, MI 48079
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 VELDON LN, SAINT CLAIR, MI 48079-3420

Mortgage

Document Number	0005438862
Date	Oct 25, 2021
Book Page	5438/862
Instrument	2021029899

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	S RANGE RD, SAINT CLAIR, MI 48079
Document Number	0049730453
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	BEST HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4580 VELDON LN ST CLAIR MI 480793420, ST CLAIR, MI 48079-3420

Mortgage

Document Number	0049730453
Date	Jul 31, 2018
Book Page	004973/000453

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2028

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,600 (+4.94%)	$429,200 (+4.94%)
2025	$3,221.00 (+3.34%) Homeowner's exemption	$204,500 (+26.55%)
2024	$3,117.00 (+8.38%)		$409,000 (+26.55%)
2023		$161,600
2022	$2,876.00		$323,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Duke Broadband Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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