4580 Three Island Rd, Walling, TN 38587 Property Records

White County property record for 4580 Three Island Rd, Walling, TN 38587

Property Summary

Property Type	Rural Home
Details	1 ba · 1,796 sqft · built 1960
Lot Size	26 acres (1,132,560 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Apr 2024)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2019 Loan Modification + 1 more
Flood Zone	Zone A (high risk)
APN	`093085 01000`

Property Details

APN / Parcel Number

Primary APN	`093085 01000`
Alternative APN	`085 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,132,560 sqft (26 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	247 sqft
Deck Area	48 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4580 THREE ISLAND RD
City	WALLING
State	TN
Zip	38587-5208
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 3
Jurisdiction	WHITE TN
Township / Civil Division	6
Census Block Group	3
Census Block	3013
Census Tract	935200

Owner

Source: White County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4580 THREE ISLAND RD, WALLING, TN 38587-5208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 20, 2019	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
Apr 12, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	Apr 12, 2017 · Amount on File
Deed Document Number	20241149
Deed Book / Page	549 / 541
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Apr 4, 2024
Property Address	4580 THREE ISLAND RD, WALLING, TN 38587-5208
Document Number	0RB549/541
Book / Page	RB549 / 541
Instrument Date	Mar 22, 2024
Instrument	24001149
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 THREE ISLAND RD, WALLING, TN 38587-5208

Mortgage

Document Number	0024001150
Date	Apr 4, 2024
Instrument	24001150

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE TN
Property Address	4580 THREE ISLAND RD, WALLING, TN 38587-5208
Document Number	0000003667
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4580 THREE ISLAND RD WALLING TN 385875208, WALLING, TN 38587-5208

Mortgage

Document Number	0000003667
Date	Oct 8, 2019
Book Page	000442/000307
Instrument	3667

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Interest

Rate	4.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Apr 12, 2017
Property Address	4580 THREE ISLAND RD, WALLING, TN 38587-5208
Document Number	0000001237
Book / Page	000395 / 000475
Instrument Date	Apr 10, 2017
Instrument	1237
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ADVANCE TITLE, ADVANCE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4580 THREE ISLAND RD WALLING TN 385875208, WALLING, TN 38587-5208

Mortgage

Document Number	1239
Date	Apr 12, 2017
Book Page	000395/000479
Instrument	1239

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (+13.99%) Additional exemption filed	$77,475 (+65.72%) Land $9,175 Building $68,300	$465,700 (+149.04%) Land $192,500 Building $273,200
2023		$46,750 Land $15,850 Building $30,900
2021	$958.00
2020			$187,000 Land $63,400 Building $123,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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