4580 Thoroughbred Loop, Erie, PA 16506 Property Records

Erie County property record for 4580 Thoroughbred Loop, Erie, PA 16506

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,589 sqft · built 2003
Lot Size	0.602 acres (26,227 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Jul 2012)
Tax Bill	$16,851 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-090-374.1-008.00`

Property Details

APN / Parcel Number

Primary APN	`33-090-374.1-008.00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,589 sqft Living Area
1st Floor Area	156 sqft
Attic	Attic
Attic Area	902 sqft
Basement Area	156 sqft
Finished Basement	312 sqft
Unfinished Basement	156 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	26,227 sqft (0.602 acres)
Lot Dimensions	170 ft deep x 157 ft wide
Garage Area	902 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	663 sqft
Porch	Slab
Porch Area	624 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4580 THOROUGHBRED LOOP
City	ERIE
State	PA
Zip	16506-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	4580 THOROUGHBRED LOOP 157X170
Legal Subdivision	SOUTH GORE TRACT
Jurisdiction	ERIE PA
Township / Civil Division	MILLCREEK
Census Block Group	3
Census Block	3003
Census Tract	10904

Owner

4580 Thoroughbred Loop is owned and occupied by an individual who bought it in July 2012.

Source: Erie County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4580 THOROUGHBRED LOOP, ERIE, PA 16506-6620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit MARQUETTE SAVINGS BANK
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2012 · Amount on File
Deed Sale	Jul 2, 2012 · Amount on File
Prior Sale	Jul 2, 2012 · Amount on File
Deed Document Number	201217361
Prior Transfer Date	Oct 26, 2007
Prior Transfer Doc	0014560865
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	4580 THOROUGHBRED LOOP, ERIE, PA 16506-6620
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022982
Date	Dec 29, 2025
Instrument	2025-022982

Lender

Name	MARQUETTE SAVINGS BANK
Type	Bank
Address	ERIE, PA 16501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	4580 THOROUGHBRED LOOP, ERIE, PA 16506-6620
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 THOROUGHBRED LOOP, ERIE, PA 16506-6620

Mortgage

Document Number	0000033185
Date	Dec 16, 2021
Instrument	2021-033185

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE PA
Recording Date	Nov 17, 2020
Property Address	4580 THOROUGHBRED LOOP, ERIE, PA 16506-6620
Document Number	0000024692
Instrument Date	Nov 13, 2020
Instrument	24692
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6,160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4580 THOROUGHBRED LOOP ERIE PA 165066620, ERIE, PA 16506-6620

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	4580 THOROUGHBRED LOOP, ERIE, PA 16506-6620
Document Number	0000006607
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 THOROUGHBRED LOOP ERIE PA 165066620, ERIE, PA 16506-6620

Mortgage

Document Number	0000006607
Date	Apr 3, 2017
Instrument	6607

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Apr 2, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4580 Thoroughbred Loop was $16,851 with a homeowner's exemption, up 4.3% from the year before.

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Erie County
County Subdivision	Millcreek Township
Unified School District	Millcreek Township School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,851.00 (+4.31%) Homeowner's exemption	$591,590 (-) Land $87,700 Building $503,890
2025	$16,155.00 Homeowner's exemption	$591,590 (-) Land $87,700 Building $503,890
2024		$591,590 Land $87,700 Building $503,890
2023	$15,214.00 Homeowner's exemption
2013			$591,590 Land $87,700 Building $503,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4580 Thoroughbred Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1985)
Most Recent Claim	Apr 1985 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 Thoroughbred Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CITY WATER AUTHORITY serves 220,001 people · EPA ID PA6250028
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2018 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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