4580 S Ocean Dr, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 4580 S Ocean Dr, Fort Pierce, FL 34949

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,032 sqft · built 2000
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,000,000 (Apr 2025)
Tax Bill	$50,486 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone AO (high risk)
APN	`2529-343-0003-000-5`

Property Details

APN / Parcel Number

Primary APN	`2529-343-0003-000-5`
Alternative APN	`34972`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	4 Stories
Building Area	5,032 sqft Living Area
Gross Area	8,640 sqft
1st Floor Area	1,422 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Attached
Garage Area	796 sqft
Driveway	Brick Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,075 sqft
Porch	Open Porch
Porch Area	462 sqft
Deck Area	1,117 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	34972
Street Address	4580 S OCEAN DR
City	FORT PIERCE
State	FL
Zip	34949-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HUTCH ISLA
Legal Description	29 35 41 S 220 FT OF GOVT LOT 4 LESS A1A AND LESS THAT PARCEL MPDAF: BEGIN AT INT OF E R/W LI STATE RD A1A AND TH S LI OF N 1100 FT OF GOVT LOT 4 , TH N 89-41-15 E ALG S LI OF N 1100 FT A DIST OF 476.61 FT MORE OR LESS TO WATERS OF ATLANTIC OCEAN; TH
Legal Range	41E
Legal Township	35S
Legal Section	29
Legal Subdivision	METES AND BOUNDS
Legal Lot Number	4
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	1
Census Block	1026
Census Tract	381300

Owner

Source: St. Lucie County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3222 E EAGLE VIEW CIR, SANDY, UT 84092-4943
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Apr 30, 2019	Loan Modification, Mortgage · Line of Credit PROFESSIONAL BK
Jan 23, 2019	Deed of Trust, Mortgage PROFESSIONAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Jun 9, 2016 · Amount on Record
Deed Document Number	20255472615
Deed Book / Page	5303 / 1907
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4580 S OCEAN DR, FORT PIERCE, FL 34949-9204
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046871939
Date	Sep 21, 2021
Book Page	4687/1939
Instrument	4925861

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	Other
Max Rate	9.25%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LUCIE FL
Property Address	4580 S OCEAN DR, FORT PIERCE, FL 34949-9204
Document Number	0042641281
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5606 PGA BLVD #211 PALM BEACH GARDENS FL 334184122, 211, PALM BEACH GARDENS, FL 33418-4122

Mortgage

Document Number	0042641281
Date	May 2, 2019
Book Page	004264/001281
Instrument	4562310

Lender

Name	PROFESSIONAL BK
Type	Bank
Address	396 ALHAMBRA CIR # 255, CORAL GABLES, FL 33134-5045

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4580 S OCEAN DR, FORT PIERCE, FL 34949-9204
Document Number	0042262277
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5606 PGA BLVD #211 PALM BEACH GARDENS FL 334184122, 211, PALM BEACH GARDENS, FL 33418-4122

Mortgage

Document Number	0042262277
Date	Jan 28, 2019
Book Page	004226/002277
Instrument	4524826

Lender

Name	PROFESSIONAL BK
Type	Bank
Address	396 ALHAMBRA CIR # 255, CORAL GABLES, FL 33134-5045

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,658,145 (-7.16%) Land $1,401,398 Building $1,256,747	$3,188,300 (+11.35%) Land $1,680,900 Building $1,507,400
2024	$50,486.00 (+7.04%)
2023	$47,166.00 (+11.81%)	$2,863,200 (+43.37%) Land $1,415,500 Building $1,447,700	$2,863,200 (+16.88%) Land $1,415,500 Building $1,447,700
2022	$42,183.00	$1,997,105	$2,449,700 Land $1,238,700 Building $1,211,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,237 units insured incl. 1,141 condo units
Nearby Flood Claims	122 (1979–2017)
Claims Outside the SFHA	13 of 122
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 6 claims Hurricane Frances, Oct 2004 · 87 claims Hurricane Irene, Oct 1999 · 5 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P11 “Hutchinson Island”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2000) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVE , THE public/private · serves 1,125 people · EPA ID FL4564322
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	FT. PIERCE UTILITIES AUTHORITY
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Ocean Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures