4580 Ponds Dr, Cocoa, FL 32927 Property Records

Brevard County property record for 4580 Ponds Dr, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$57,000 (Jul 2021)
Tax Bill	$3,388 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-35-23-JM-79-14`

Property Details

APN / Parcel Number

Primary APN	`23-35-23-JM-79-14`
Alternative APNs	`23-35-23-JM-00079.0-0014.00` `2309905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	457 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2309905
Street Address	4580 PONDS DR
City	COCOA
State	FL
Zip	32927-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 3 LOT 14 BLK 79
Legal Range	35E
Legal Township	23S
Legal Section	23
Legal Subdivision	PORT ST JOHN UNIT 3
Legal Block	79
Legal Lot Number	14
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2020
Census Tract	62108

Owner

4580 Ponds Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4580 PONDS DR, COCOA, FL 32927-3544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	2021197026
Deed Book / Page	9206 / 1499
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	0092061499
Record Updated	Sep 20, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 29, 2021
Property Address	4580 PONDS DR, COCOA, FL 32927-3544
Document Number	0092061499
Book / Page	9206 / 1499
Map Reference	MB 22 PG 25-35
Instrument Date	Jun 23, 2021
Instrument	2021197026
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4580 PONDS DR, COCOA, FL 32927-3544

Mortgage

Document Number	0092061502
Date	Jul 29, 2021
Instrument	9206/1502

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 12, 2017
Property Address	4580 PONDS DR, COCOA, FL 32927-3544
Document Number	0079111165
Book / Page	007911 / 001165
Instrument Date	Jun 7, 2017
Instrument	122197
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 PONDS DR COCOA FL 329273544, COCOA, FL 32927-3544

Mortgage

Document Number	79111167
Date	Jun 12, 2017
Book Page	007911/001167
Instrument	122198

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4580 Ponds Dr was $3,388 with a homeowner's exemption, up 5.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,510 (-0.54%)	$245,510 (-0.54%)
2025	$3,388.00 (+5.71%) Homeowner's exemption	$246,840	$246,840
2024	$3,205.00 (+1.39%)
2023	$3,161.00 (+6.68%) Homeowner's exemption	$236,110 (+3%)	$241,170 (+5.2%) Land $52,000 Building $189,170
2022	$2,963.00 Homeowner's exemption	$229,240 Land $46,000 Building $183,240	$229,240 Land $46,000 Building $183,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4580 Ponds Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2005–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 Ponds Dr is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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