4580 Jepsen Rd, Valley, WA 99181 Property Records

Stevens County property record for 4580 Jepsen Rd, Valley, WA 99181 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,671 sqft · built 2020
Lot Size	28.9 acres (1,259,755 sqft)
Owner	2 Individual Names on File
Last Sale	$121,373 (Feb 2017)
Tax Bill	$4,018 (2024)
Deeds & Mortgages	Aug 2018 Construction Loan Jan 2020 Mortgage + 4 more
APN	`2499405`

Property Details

APN / Parcel Number

Primary APN	`2499405`
Alternative APN	`68766`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,671 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	1,259,755 sqft (28.9 acres)
Utility Building	1,760 sqft

Location & Zoning

Account Number	68766
Street Address	4580 JEPSEN RD
City	VALLEY
State	WA
Zip	99181-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX #4 (COE 61-2017) (CANNOT SELL SEPARATE FROM 5264810)
Legal Range	40
Legal Township	30
Legal Section	24
Jurisdiction	STEVENS WA
Township / Civil Division	SPRINGDALE
Census Block Group	1
Census Block	1000
Census Tract	951100

Owner

Source: Stevens County records · APN 2499405

Assessment roll updated May 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 913, LOON LAKE, WA 99148-0913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Construction Mortgage STATE BANK NORTHWEST
Jan 24, 2020	Deed of Trust, Mortgage QUICKEN LNS
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Aug 10, 2018	Deed of Trust, Construction Loan · Line of Credit STATE BK NW
May 31, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2018	Grant Deed, Transfer STEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	20170001563
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4580 JEPSEN RD, VALLEY, WA 99181-9762
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005831
Date	Aug 10, 2018
Instrument	2018 0005831

Lender

Name	STATE BANK NORTHWEST
Type	Bank
Address	BIG INDIAN, NY 12410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4580 JEPSEN RD, VALLEY, WA 99181-9762
Document Number	0000000732
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	May 07, 2020
Title Company	STEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4580 JEPSEN RD VALLEY WA 991819762, VALLEY, WA 99181-9762

Mortgage

Document Number	0000000732
Date	Jan 29, 2020
Instrument	732

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	4580 JEPSEN RD, VALLEY, WA 99181-9762
Document Number	0000009469
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	UPF SERVICES LLC, UPF SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3668 E JUMP OFF RD VALLEY WA 991819634, VALLEY, WA 99181-9634

Mortgage

Document Number	0000009469
Date	Dec 21, 2018
Instrument	9469

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2043

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Recording Date	Aug 10, 2018
Property Address	4580 JEPSEN RD, VALLEY, WA 99181-9762
Document Number	0000005831
Instrument Date	Aug 06, 2018
Instrument	5831
Transaction Type	Construction Loan
Record Updated	Jun 12, 2020
Title Company	UPF SERVICES LLC, UPF SVCS LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4580 JEPSEN RD VALLEY WA 991819762, VALLEY, WA 99181-9762

Mortgage

Document Number	0000005831
Date	Aug 10, 2018
Instrument	5831

Lender

Name	STATE BK NW
Type	Bank
Address	SPOKANE VALLEY, WA 99216-0732

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEVENS WA
Recording Date	May 31, 2018
Property Address	4580 JEPSEN RD, VALLEY, WA 99181-9762
Document Number	0000003749
Instrument Date	May 30, 2018
Instrument	3749
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3668 E JUMP OFF RD VALLEY WA 991819634, VALLEY, WA 99181-9634

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEVENS WA
Recording Date	Mar 15, 2018
Property Address	4580 JEPSEN RD, VALLEY, WA 99181-9762
Document Number	0000001688
Instrument Date	Dec 13, 2017
Instrument	1688
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	STEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Stevens County records · Assessment roll updated May 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Washington
County	Stevens County
Unified School District	Mary Walker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,018.00 (+6.32%)	$542,808 (+15.58%) Land $1,846 Building $540,962	$613,262 (+13.53%) Land $72,300 Building $540,962
2023	$3,779.00
2022		$469,651 Land $1,789 Building $467,862	$540,162 Land $72,300 Building $467,862

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530659511001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997, river or lake flooding

Wildfire

Wildfire Risk	High above 84% of the US · above 63% of Washington
Wildfire Likelihood	About 1 in 123 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)	Low Latency
Wired or Wireless	Fixed Wireless (unlicensed)	30 / 10	No
Starlink	Satellite (low-earth orbit)	280 / 30	Yes

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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