4580 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4580 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,711 sqft · built 2010
Lot Size	0.284 acres (12,375 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Oct 2009)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3673-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3673-7`
Alternative APNs	`05-2N-23-1200-0000-0380` `23N205120000000380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,711 sqft Living Area
Gross Area	3,662 sqft
1st Floor Area	2,711 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,375 sqft (0.284 acres)
Garage Type	Attached
Garage Area	598 sqft
Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4580 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOTS 38 & 39
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND EST
Legal Lot Number	380
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1017
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4580 HERMOSA RD, CRESTVIEW, FL 32539-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
May 2, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2009 · Amount on Record
Deed Sale	Oct 29, 2009 · Amount on Record
Prior Sale	Mar 6, 2009 · Amount on Record
Deed Document Number	20092598115
Deed Book / Page	2911 / 2349
Last Transfer Date	Apr 22, 2019
Transfer Doc	0033970544
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4580 HERMOSA RD, CRESTVIEW, FL 32539-6731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033141352
Date	Aug 22, 2017
Book Page	3314/1352
Instrument	3155327

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	May 2, 2019
Property Address	4580 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0033970544
Book / Page	3397 / 0544
Map Reference	MB 23 PG 100-102
Instrument Date	Apr 22, 2019
Instrument	3275073
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 CONQUEST AVE, 193, CRESTVIEW, FL 32536-6525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0003275074
Date	May 2, 2019
Instrument	3275074

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 (+5.91%) Homeowner's exemption	$283,270 (+5.99%)	$403,952 (-5.18%) Land $84,744 Building $319,208
2023	$2,337.00 (+2.37%) Homeowner's exemption	$267,269 (+3%)	$426,039 (+7.93%) Land $72,000 Building $354,039
2022	$2,283.00 Homeowner's exemption	$259,484	$394,723 Land $61,341 Building $333,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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