4580 Elmont Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4580 Elmont Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,533 sqft · built 1955
Lot Size	0.467 acres (20,359 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2018)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-41-02A-029A`

Property Details

APN / Parcel Number

Primary APN	`41-41-02A-029A`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
1st Floor Area	1,533 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,359 sqft (0.467 acres)
View / Lot	Cul-de-sac
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4580 ELMONT DR
City	CINCINNATI
State	OH
Zip	45245-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERMONA; LOT 29A
Legal Subdivision	VERMONA SUB
Legal Lot Number	29A
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2002
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4580 ELMONT DR, CINCINNATI, OH 45245-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage PARK NATL BANK OF SW OHIO & N KENTU
Aug 16, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018 · Amount on Record
Deed Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	201824173
Deed Book / Page	2795 / 503
Prior Transfer Date	Oct 22, 2018
Prior Transfer Doc	0000024173
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4580 ELMONT DR, CINCINNATI, OH 45245-1009
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040621
Date	Dec 15, 2021
Book Page	2905/2407
Instrument	202100040621

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 24, 2018
Property Address	4580 ELMONT DR, CINCINNATI, OH 45245-1009
Document Number	0000024173
Book / Page	2795 / 0503
Map Reference	MB G PG 1
Instrument Date	Oct 22, 2018
Instrument	201800024173
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4565, NEWARK, OH 43058-4565

Mortgage

Document Number	0000024174
Date	Oct 24, 2018
Instrument	201800024174

Lender

Name	PARK NATL BANK OF SW OHIO & N KENTU
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CLERMONT OH
Recording Date	Aug 16, 2018
Property Address	4580 ELMONT DR, CINCINNATI, OH 45245-1009
Document Number	0000018536
Book / Page	002787 / 000862
Instrument Date	Aug 7, 2018
Instrument	18536
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 ELMONT DR CINCINNATI OH 452451009, CINCINNATI, OH 45245-1009

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,280.00 (-49.4%)	$65,180 (-) Land $14,810 Building $50,370
2024			$186,200 (-) Land $42,300 Building $143,900
2023	$6,482.00 (+125.46%) Homeowner's exemption	$65,180 (+32.08%) Land $14,810 Building $50,370	$186,200 (+32.06%) Land $42,300 Building $143,900
2022	$2,875.00 Homeowner's exemption	$49,350 Land $11,200 Building $38,150
2020			$141,000 Land $32,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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