4580 E State Rte 29, Urbana, OH 43078 Property Records

Champaign County property record for 4580 E State Rte 29, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,807 sqft · built 1991
Lot Size	1.88 acres (81,936 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2018)
Tax Bill	$5,887 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020535-5`

Property Details

APN / Parcel Number

Primary APN	`020535-5`
Alternative APN	`J35-10-11-28-00-003-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,807 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	2,154 sqft
Attic	Attic
Attic Area	484 sqft
Family Room	Family Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	81,936 sqft (1.88 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Deck Area	384 sqft
Patio Area	504 sqft
Canopy	645 sqft
Pole Barn	3,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	020535-5
Street Address	4580 E STATE ROUTE 29
City	URBANA
State	OH
Zip	43078-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-06-28 __
Legal Range	11W
Legal Township	10N
Legal Section	28
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3035
Census Tract	11504

Owner

4580 E State Rte 29 is owned and occupied by an individual who bought it in May 2018.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4580 E STATE ROUTE 29, URBANA, OH 43078-9757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
May 3, 2018	Deed, Transfer · Conventional Mortgage
May 3, 2018	Deed, Transfer · Conventional Mortgage THE PEOPLES SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2018 · Amount on File
Deed Sale	May 3, 2018 · Amount on File
Prior Sale	Aug 27, 2014 · Amount on File
Deed Document Number	20181866
Deed Book / Page	557 / 3436
Prior Transfer Date	Mar 9, 2007
Prior Transfer Doc	461/3303
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4580 E STATE ROUTE 29, URBANA, OH 43078-9757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 E STATE ROUTE 29, URBANA, OH 43078-9757

Mortgage

Document Number	573/4122
Date	Oct 2, 2020
Book Page	573/4122
Instrument	202000004519

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2048

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 3, 2018
Property Address	4580 E STATE ROUTE 29, URBANA, OH 43078-9757
Document Number	557/3436
Book / Page	557 / 3436
Instrument Date	Apr 24, 2018
Instrument	201800001866
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4580 E STATE ROUTE 29, 4580, URBANA, OH 43078-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4085 E STATE ROUTE 29, URBANA, OH 43078-9771

Mortgage

Document Number	201800001867
Date	May 3, 2018
Instrument	201800001867

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 1, 2046

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 3, 2018
Property Address	4580 E STATE ROUTE 29, URBANA, OH 43078-9757
Document Number	557/3436
Book / Page	557 / 3436
Instrument Date	Apr 24, 2018
Instrument	201800001866
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4580 E STATE ROUTE 29, 4580, URBANA, OH 43078-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4085 E STATE ROUTE 29, URBANA, OH 43078-9771

Mortgage

Document Number	201800001867
Date	May 3, 2018
Instrument	201800001867

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4580 E State Rte 29 was $5,887, down 8.4% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Union Township
Unified School District	Mechanicsburg Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,887.00 (-8.43%)	$171,230 (+36.21%) Land $17,680 Building $153,550	$489,220 Land $50,520 Building $438,700
2024	$6,429.00 (+21.92%)	$125,710 (-) Land $10,380 Building $115,330
2023	$5,273.00 (+4.09%)	$125,710 (-) Land $10,380 Building $115,330	$359,170 (-) Land $29,660 Building $329,510
2022	$5,066.00	$125,710 Land $10,380 Building $115,330	$359,170 Land $29,660 Building $329,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4580 E State Rte 29 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 E State Rte 29 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: T-Mobile.

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