4580 del Prado Ln, Placerville, CA 95667 Property Records

El Dorado County property record for 4580 del Prado Ln, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,368 sqft · built 1976
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2010)
Tax Bill	$3,404 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`329-070-003-000`

Property Details

APN / Parcel Number

Primary APN	`329-070-003-000`
Alternative APNs	`32907003100` `3290700310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	218,236 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,368 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	4580 DEL PRADO LN
City	PLACERVILLE
State	CA
Zip	95667-8669
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE
Legal Description	PM 7/54/D
Legal Subdivision	7-54, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3006
Census Tract	31505

Owner

4580 del Prado Ln, a rural home, is owned and occupied by two individuals who acquired it in May 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4580 DEL PRADO LN, PLACERVILLE, CA 95667-8669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2010 · Amount on File
Deed Sale	Aug 27, 2010 · Amount on File
Prior Sale	Mar 18, 2010 · Amount on File
Deed Document Number	201039779
Last Transfer Date	May 5, 2020
Transfer Doc	0000021255
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4580 DEL PRADO LN, PLACERVILLE, CA 95667-8669
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016089
Date	Apr 30, 2018
Instrument	2018-0016089

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 12, 2020
Property Address	4580 DEL PRADO LN, PLACERVILLE, CA 95667-8669
Document Number	0000021255
Map Reference	MB 7 PG 54
Instrument Date	May 5, 2020
Instrument	2020-0021255
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4580 DEL PRADO LN, PLACERVILLE, CA 95667-8669

Mortgage

Document Number	0000021256
Date	May 12, 2020
Instrument	2020-0021256

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4580 del Prado Ln was $3,404.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$326,685 (+2%) Land $117,604 Building $209,081
2025	$3,404.00	$320,281 Land $115,299 Building $204,982
2023	$3,253.00 (+0.96%)	$307,846 Land $110,823 Building $197,023
2022	$3,222.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4580 del Prado Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 del Prado Ln is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 69% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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