4580 Chardonnay Dr, Rockledge, FL 32955 Property Records

Brevard County property record for 4580 Chardonnay Dr, Rockledge, FL 32955

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,481 sqft · built 2004
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Jul 2015)
Tax Bill$5,186 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Dec 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN25-36-28-SW-C-18

Property Details

APN / Parcel Number

Primary APN25-36-28-SW-C-18
Alternative APNs
  • 25-36-28-SW-0000C.0-0018.00
  • 2534065

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,481 sqft Living Area
Gross Area3,307 sqft
1st Floor Area2,481 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions127 ft deep x 76 ft wide
View / LotHighway
Garage TypeAttached
Garage Area573 sqft

Exterior Amenities

Pool Area495 sqft
PorchFinished/Open Porch
Porch Area253 sqft
Deck Area837 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2534065
Street Address4580 CHARDONNAY DR
CityMELBOURNE
StateFL
Zip32940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSONOMA AT VIERA PHASES 1 & 2 VIERA CENTRAL P.U.D. A PORTION OF PARCEL 1 LOT 18 BLOCK C
Legal Range36E
Legal Township25S
Legal Section28
Legal SubdivisionSONOMA AT VIERA PHASES 1 & 2 VIERA CENTR
Legal Phase1
Legal BlockC
Legal Lot Number18
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3003
Census Tract71205

Owner

4580 Chardonnay Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address4580 CHARDONNAY DR, ROCKLEDGE, FL 32955-5140
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
BBMC MORTGAGE LLC
Dec 7, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY CU OF FLORIDA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2015 · Amount on File
Deed SaleJul 24, 2015 · Amount on File
Prior SaleSep 24, 2003 · Amount on File
Deed Document Number2015146766
Deed Book / Page7416 / 63
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4580 CHARDONNAY DR, ROCKLEDGE, FL 32955-5140
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081012049
DateFeb 28, 2018
Book Page8101/2049
Instrument2018044427
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2033

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4580 CHARDONNAY DR, ROCKLEDGE, FL 32955-5140
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyLANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4580 CHARDONNAY DR, ROCKLEDGE, FL 32955-5140

Mortgage

Document Number0089421749
DateDec 7, 2020
Book Page8942/1749
Instrument2020272895
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueDec 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4580 Chardonnay Dr was $5,186 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,980 (+2.7%)$533,960 (-4.99%)
2025$5,186.00 Homeowner's exemption$391,420$561,980 Land $117,000 Building $444,980
2023$4,818.00 (+6.85%) Homeowner's exemption$369,320 (+3%)$561,590 (+6.04%) Land $117,000 Building $444,590
2022$4,509.00 Homeowner's exemption$358,570$529,580 Land $108,000 Building $421,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4580 Chardonnay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 Chardonnay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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