4580 Castillo Dr, Guadalupe, CA 93434 Property Records

Santa Barbara County property record for 4580 Castillo Dr, Guadalupe, CA 93434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,015 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,000 (Aug 2017)
Tax Bill	$5,901 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113-460-045`

Property Details

APN / Parcel Number

Primary APN	`113-460-045`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,015 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	4580 CASTILLO DR
City	GUADALUPE
State	CA
Zip	93434-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	29061 CITY GUADALUPE
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	GUADALUPE
Census Block Group	1
Census Block	1034
Census Tract	2503

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4580 CASTILLO DR, GUADALUPE, CA 93434-1855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Aug 11, 2017	Grant Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	201738577
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	May 15, 2026
Property Address	4580 CASTILLO DR, GUADALUPE, CA 93434-1855
Document Number	0000016550
Instrument Date	May 1, 2026
Instrument	202616550
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 CASTILLO DR, GUADALUPE, CA 93434-1855

Mortgage

Document Number	0000016550,
Date	May 15, 2026
Instrument	202616550

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4580 CASTILLO DR, GUADALUPE, CA 93434-1855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032428
Date	Jun 30, 2020
Instrument	2020-0032428

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 11, 2017
Property Address	4580 CASTILLO DR, GUADALUPE, CA 93434-1855
Document Number	0000038577
Map Reference	MAP207 PG85-95
Instrument Date	Aug 7, 2017
Instrument	2017-0038577
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4580 CASTILLO DR, GUADALUPE, CA 93434-1855

Mortgage

Document Number	0000038578
Date	Aug 11, 2017
Instrument	2017-0038578

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Guadalupe City
Elementary School District	Guadalupe Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$483,805 (+2%) Land $174,084 Building $309,721
2025	$5,901.00 (+9.32%) Homeowner's exemption	$474,320 (+4.04%) Land $170,671 Building $303,649
2023	$5,398.00 (+3.41%) Homeowner's exemption Additional exemption filed	$455,904 Land $164,045 Building $291,859
2022	$5,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUADALUPE WATER DEPARTMENT serves 8,897 people · EPA ID CA4210003
Water Source	Purchased surface water from CENTRAL COAST WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Astound Broadband, Frontier, Verizon.

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