4580 Beckonridge Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 4580 Beckonridge Loop SE, Lacey, WA 98513

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,256 sqft · built 1993
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Dec 2019)
Tax Bill	$10 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`7037-00-06500`

Property Details

APN / Parcel Number

Primary APN	`7037-00-06500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,256 sqft Finished Area
1st Floor Area	1,256 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4580 BECKONRIDGE LOOP SE
City	LACEY
State	WA
Zip	98513-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 17 RANGE 1W PLAT RAINIER PARK PRD PH 2 LT 65 DOCUMENT 026/019
Legal Range	01W
Legal Township	17N
Legal Section	05
Legal Quarter	NE
Legal Subdivision	RAINIER PARK PRD
Legal Phase	2
Legal Lot Number	65
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1010
Census Tract	11623

Owner

4580 Beckonridge Loop SE is owned by an individual who bought it in December 2019.

Source: Thurston County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2630 31ST CT SE, OLYMPIA, WA 98501-3914
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit OLVMPIA CREDIT UNION
Dec 18, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Dec 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 3, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 17, 2018	Loan Modification, Mortgage · FHA Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Dec 18, 2019
Deed Document Number	4726449
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4580 BECKONRIDGE LOOP SE, LACEY, WA 98513-2217
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004823413
Date	Feb 5, 2021
Instrument	4823413

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4580 BECKONRIDGE LOOP SE, LACEY, WA 98513-2217
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004887910
Date	Oct 6, 2021
Instrument	4887910

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4580 BECKONRIDGE LOOP SE, LACEY, WA 98513-2217
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE LACEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 BECKONRIDGE LOOP SE, LACEY, WA 98513-2217

Mortgage

Document Number	0004955076
Date	Oct 14, 2022
Instrument	4955076

Lender

Name	OLVMPIA CREDIT UNION
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 11, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Dec 18, 2019
Property Address	4580 BECKONRIDGE LOOP SE, LACEY, WA 98513-2217
Document Number	0004726449
Instrument Date	Dec 13, 2019
Instrument	4726449
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	FIRST AMERICAN TITLE- THURSTON COUNTY TITLE, FIRST AMERICAN TITLE- THURSTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,322.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2630 31ST CT SE OLYMPIA WA 985013914, OLYMPIA, WA 98501-3914

Mortgage

Document Number	4726450
Date	Dec 18, 2019
Instrument	4726450

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Dec 18, 2019
Property Address	4580 BECKONRIDGE LOOP SE, LACEY, WA 98513-2217
Document Number	0004726448
Map Reference	VOL 26 PG 17-19
Instrument Date	Dec 13, 2019
Instrument	4726448
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FATCO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 31ST CT SE, OLYMPIA, WA 98501-3914

Mortgage

Document Number	0004726450
Date	Dec 18, 2019
Instrument	4726450

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jul 3, 2019
Property Address	4580 BECKONRIDGE LOOP SE, LACEY, WA 98513-2217
Document Number	0004692083
Map Reference	VOL 26 PG 17-19
Instrument Date	Jun 28, 2019
Instrument	4692083
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,610.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 57TH LN SE UNIT 102, 102, OLYMPIA, WA 98501-8447
Investor	Possibly a Property Investor

Mortgage

Document Number	0004692084
Date	Jul 3, 2019
Instrument	4692084

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	THURSTON WA
Property Address	4580 BECKONRIDGE LOOP SE, LACEY, WA 98513-2217
Document Number	0004642937
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 BECKONRIDGE LOOP SE LACEY WA 985132217, LACEY, WA 98513-2217

Mortgage

Document Number	0004642937
Date	Aug 17, 2018
Instrument	4642937

Lender

Name	HOMESTREET BK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2026 property tax bill for 4580 Beckonridge Loop SE was $10.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00
2025		$400,100 Land $100,700 Building $299,400	$400,100 Land $100,700 Building $299,400
2023	$3,533.00
2022		$371,000 Land $60,300 Building $310,700	$371,000 Land $60,300 Building $310,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4580 Beckonridge Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4580 Beckonridge Loop SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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