4580 Bakers Mountain Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4580 Bakers Mountain Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 2,508 sqft · built 1982
Lot Size	10.7 acres (469,577 sqft)
Owner	Individual Name on File
Last Sale	$695,000 (Nov 2025)
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-150-017-000`

Property Details

APN / Parcel Number

Primary APN	`105-150-017-000`
Alternative APNs	`10515017100` `1051501710`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	469,577 sqft
Terrain	Gentle Slope
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	4580 BAKERS MOUNTAIN RD
City	PLACERVILLE
State	CA
Zip	95667
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	PM 25/124/2
Legal Subdivision	25-124, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1014
Census Tract	30901

Owner

4580 Bakers Mountain Rd, a rural home, is owned by an individual who bought it in November 2025.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3560 LANDSDALE WAY, EL DORADO HILLS, CA 95762-8013
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITOL CITY REAL ESTATE INC
Nov 17, 2025	Grant Deed, Transfer · Commercial Mortgage TORREY PINES CAPITAL MANAGEMENT LLC
Mar 26, 2019	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Deed Document Number	202532930
Prior Transfer Date	Oct 27, 2015
Prior Transfer Doc	0000051318
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4580 BAKERS MOUNTAIN RD, LOTUS, CA 95651-9202
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 BAKERS MOUNTAIN RD, LOTUS, CA 95651-9202

Mortgage

Document Number	0000008348
Date	Mar 16, 2026
Instrument	2026-0008348

Lender

Name	CAPITOL CITY REAL ESTATE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 17, 2025
Property Address	4580 BAKERS MOUNTAIN RD, LOTUS, CA 95651-9202
Document Number	0000032930
Map Reference	MB 25 PG 124
Instrument Date	Nov 4, 2025
Instrument	2025-0032930
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 LANDSDALE WAY, EL DORADO HILLS, CA 95762-8013

Mortgage

Document Number	0000032931
Date	Nov 17, 2025
Instrument	2025-0032931

Lender

Name	TORREY PINES CAPITAL MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4580 BAKERS MOUNT RD, PLACERVILLE, CA 95667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010159
Date	Mar 26, 2019
Instrument	2019-0010159

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4580 Bakers Mountain Rd was $4,058, up 2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$695,000 (+79.65%) Land $225,000 Building $470,000
2025	$4,058.00 (+2.04%) Homeowner's exemption	$386,853 Land $162,315 Building $224,538
2024	$3,977.00 (+2.03%)
2023	$3,898.00 (+1.46%) Homeowner's exemption	$371,833 Land $156,013 Building $215,820
2022	$3,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4580 Bakers Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 Bakers Mountain Rd is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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