4580 Arena Way, Atwater, CA 95301 Property Records

Merced County property record for 4580 Arena Way, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,477 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$559,000 (Jul 2020)
Tax Bill	$6,362 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-050-028-000`

Property Details

APN / Parcel Number

Primary APN	`056-050-028-000`
Alternative APN	`056-050-028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,477 sqft Living Area
Gross Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	056-050-028
Street Address	4580 ARENA WAY
City	ATWATER
State	CA
Zip	95301-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ARIZ COL POR LOT 15 SEC5/7/12
Legal Subdivision	ARIZ COL
Legal Lot Number	15
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1043
Census Tract	505

Owner

4580 Arena Way is owned and occupied by an individual who bought it in July 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4580 ARENA WAY, ATWATER, CA 95301-9312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 31, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jul 31, 2020	Grant Deed, Transfer · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	May 7, 2008 · Amount on File
Deed Document Number	202026112
Prior Transfer Date	Jul 28, 2020
Prior Transfer Doc	0000026111
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 23, 2026
Property Address	4580 ARENA WAY, ATWATER, CA 95301-9312
Document Number	0000004321
Map Reference	VOL 4 PG 30
Instrument Date	Feb 4, 2026
Instrument	2026004321
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 ARENA WAY, ATWATER, CA 95301-9312

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4580 ARENA WAY, ATWATER, CA 95301-9312
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 ARENA WAY, ATWATER, CA 95301-9312

Mortgage

Document Number	0000021641
Date	Jun 7, 2022
Instrument	2022021641

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 31, 2020
Property Address	4580 ARENA WAY, ATWATER, CA 95301-9312
Document Number	0000026111
Instrument Date	Jul 28, 2020
Instrument	26111
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4580 ARENA WAY ATWATER CA 953019312, ATWATER, CA 95301-9312

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 31, 2020
Property Address	4580 ARENA WAY, ATWATER, CA 95301-9312
Document Number	0000026112
Instrument Date	Jul 18, 2020
Instrument	26112
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4580 ARENA WAY ATWATER CA 953019312, ATWATER, CA 95301-9312

Mortgage

Document Number	26113
Date	Jul 31, 2020
Instrument	26113

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4580 Arena Way was $6,362, up 1% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Livingston Union School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$617,177 (+2%) Land $176,651 Building $440,526
2025	$6,362.00 (+0.95%)	$605,077 Land $173,188 Building $431,889
2024	$6,302.00 (+2.17%)
2023	$6,168.00 (+1.08%)	$581,583 Land $166,464 Building $415,119
2022	$6,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4580 Arena Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4580 Arena Way is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, T-Mobile.

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