4580 3rd Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 4580 3rd Ave, Saint Augustine, FL 32095 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	2,337 sqft Living Area
Lot Size	10,018 sqft (0.23 acres)
Occupancy	Owner Occupied
Tax Bill	$645.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`081310-0180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,337 sqft Living Area
1st Floor	1,456 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	10,018 sqft (0.23 acres)
Depth X Width	250 ft x 75 ft Depth x Width
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	4580 3RD AVE
City	SAINT AUGUSTINE
State	FL
Zip	32095-6049
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3-51 JACKSON PARK SUB LOTS 18 & S25FT OF LOT 19 & 20 BLK 11 OR1253/1486 &1261/615 &1952/1975 & 3121/564
Legal Range	29E
Legal Township	06S
Legal Section	54
Legal Subdivision	JACKSON PARK REVISED PLAT OF NORTH ST. A
Legal Block	11
Legal Lot Number	18-20
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2041
Census Tract	20606

Owner

Source: St. Johns County records · APN 081310-0180

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4580 3RD AVE, SAINT AUGUSTINE, FL 32095-6049
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 08, 2008
Transfer Doc	0031210564
Record Refreshed	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4580 3RD AVE, SAINT AUGUSTINE, FL 32095-6049
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 3RD AVE, SAINT AUGUSTINE, FL 32095-6049

Mortgage

Document Number	0056210839
Date	Aug 24, 2022
Book Page	5621/839
Instrument	2022081452

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	775 Months
Due	Mar 26, 2087

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2022
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,006 (+2.7%)	$307,467 (+6.41%) Land $45,750 Building $261,717
2025	$645.00 (+27.22%) Homeowner's exemption Senior Citizen's exemption	$73,034 (+5.99%)	$288,936 (+22.63%) Land $45,750 Building $243,186
2024	$507.00 (+1%)
2023	$502.00 (+5.24%) Homeowner's exemption Senior Citizen's exemption	$68,909 (+3%)	$235,611 (+37.73%) Land $38,125 Building $197,486
2022	$477.00 Homeowner's exemption Senior Citizen's exemption	$66,902	$171,069 Land $34,160 Building $136,909

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.