Jefferson County property record for 458 Watermill Rd, Monticello, FL 32344
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 3 ba · 3,121 sqft · built 2000 |
| Lot Size | 9.98 acres (434,729 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,231 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-1N-3E-0000-0187-0000 |
| Primary APN | 36-1N-3E-0000-0187-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 3,121 sqft Gross Area |
| 1st Floor Area | 2,815 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 434,729 sqft (9.98 acres) |
| Lot Width | 434,728 ft Width |
| Garage Area | 437 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 888 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 458 WATERMILL RD |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 9.98 ACRES IN SW1/4 OF NE1/4 ORB 434 P 581 |
| Legal Range | 03E |
| Legal Township | 01N |
| Legal Section | 36 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | WACISSA |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 250200 |
Source: Jefferson County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 509, MONTICELLO, FL 32345-0509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Aug 18, 2026 |
| Property Address | 458 WATERMILL RD, MONTICELLO, FL 32344 |
| Document Number | 0000002669 |
| Book / Page | 888 / 413 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20262669 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000002669, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 888/413 |
| Instrument | 20262669 |
| Name | COLONY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2027 |
| Max Rate | -1% |
|---|
Source: Jefferson County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,231.00 Homeowner's exemption | $256,994 (+2.13%) | $393,035 (-1.96%) Land $104,790 Building $288,245 |
| 2024 | $3,231.00 (+2.41%) Homeowner's exemption | $251,625 (+2.17%) | $400,908 (+8.74%) Land $14,287 Building $386,621 |
| 2023 | $3,155.00 (+8.79%) Homeowner's exemption | $246,277 (+6.6%) | $368,700 (+7.48%) Land $10,787 Building $357,913 |
| 2022 | $2,900.00 Homeowner's exemption | $231,033 | $343,055 Land $10,239 Building $332,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COMMUNITIES WATER SYSTEM private · serves 2,649 people · EPA ID FL1330748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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