458 Thurwell St, Herculaneum, MO 63048 Property Records

Jefferson County property record for 458 Thurwell St, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	1 ba · 860 sqft · built 1926
Lot Size	0.225 acres (9,797 sqft)
Owner	Individual Name on File
Last Sale	$74,300 (Dec 2021)
Tax Bill	$529 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10402003004057 S`

Property Details

APN / Parcel Number

Primary APN	`10402003004057 S`
Alternative APN	`104.020.03004057.00S`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	860 sqft Living Area
1st Floor Area	860 sqft
Basement Area	522 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,797 sqft (0.225 acres)
Lot Dimensions	125 ft deep x 76 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	458 THURWELL ST
City	HERCULANEUM
State	MO
Zip	63048-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TOWN OF HERCULANEUM LOT 8 BLOCK 34
Legal Range	6E
Legal Township	41N
Legal Section	20
Legal Subdivision	TOWN OF HERCULANEUM
Legal Block	34
Legal Lot Number	8
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1018
Census Tract	700606

Owner

458 Thurwell St is owned and occupied by an individual who bought it in December 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	458 THURWELL ST, HERCULANEUM, MO 63048-1118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Sep 16, 2013 · Amount on File
Deed Document Number	202153990
Prior Transfer Date	Dec 19, 2001
Prior Transfer Doc	1154001696
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 16, 2021
Property Address	458 THURWELL ST, HERCULANEUM, MO 63048-1118
Document Number	0000053990
Map Reference	MB 3 PG 35
Instrument Date	Dec 9, 2021
Instrument	2021R-053990
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 169, HILLSBORO, MO 63050-0169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 THURWELL ST, HERCULANEUM, MO 63048-1118

Mortgage

Document Number	0000053991
Date	Dec 16, 2021
Instrument	2021R-053991

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 458 Thurwell St was $529, up 7.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Dunklin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,300 (-) Land $1,100 Building $7,200	$43,400 (-) Land $5,600 Building $37,800
2025	$529.00 (+7.3%)	$8,300 Land $1,100 Building $7,200	$43,400 (-) Land $5,600 Building $37,800
2024	$493.00		$43,400 (+7.43%) Land $5,600 Building $37,800
2023	$493.00	$7,700 Land $1,100 Building $6,600	$40,400 Land $5,600 Building $34,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 458 Thurwell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 Thurwell St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20