Madison County property record for 458 Three Forks Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Sep 2024) |
| Tax Bill | $2,781 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Sep 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0066-0000-0033 |
| Primary APN | 0066-0000-0033 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 48785 |
|---|---|
| Street Address | 458 THREE FORKS RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 ACRE |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 10104 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CENTURY LENDING LLC |
| Sep 3, 2024 | Deed, Transfer |
| Dec 30, 2020 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Jun 11, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on Record |
| Deed Sale | Sep 3, 2024 · Amount on Record |
| Prior Sale | Dec 30, 2020 · Amount on Record |
| Deed Document Number | 2014220238 |
| Deed Book / Page | D856 / 692 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M01973/40 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | M01973/40 |
| Instrument | 2014019224 |
| Name | FIRST CENTURY LENDING LLC |
|---|---|
| Address | 24047 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 28, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 3, 2024 |
| Property Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Number | 00D856/692 |
| Book / Page | D856 / 692 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 2014220238 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 30, 2020 |
| Property Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Number | D00799/166 |
| Book / Page | D00799 / 166 |
| Map Reference | MB 4 PG 8 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2014026773 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3155 DOYLESVILLE RD, RICHMOND, KY 40475-7602 |
| Name | Verified Name |
|---|---|
| Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Number | 2014026774 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2014026774 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 11, 2019 |
| Property Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
| Document Number | D00774/541 |
| Book / Page | D00774 / 541 |
| Map Reference | MB 4 PG 8 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 2013993862 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 COUNTY MACHINERY RD, CRAB ORCHARD, KY 40419-9679 |
| Name | Verified Name |
|---|---|
| Address | 458 THREE FORKS RD, RICHMOND, KY 40475-8002 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,781.00 (+38.57%) Additional exemption filed | $295,000 (+42.51%) | $295,000 (+42.51%) |
| 2023 | $2,007.00 | $207,000 | $207,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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