458 Tabletop Rd, Monterey, TN 38574 Property Records

Putnam County property record for 458 Tabletop Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,128 sqft · built 2012
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Last Sale	$29,000 (Aug 2008)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071076 00836`

Property Details

APN / Parcel Number

Primary APN	`071076 00836`
Alternative APN	`076 00836`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	219,107 sqft (5.03 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,864 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	458 TABLETOP RD
City	MONTEREY
State	TN
Zip	38574-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: M02
Legal Subdivision	TABLE TOP ESTATES
Legal Lot Number	11
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	4
Census Block	4090
Census Tract	100

Owner

458 Tabletop Rd is owned and occupied by two individuals who bought it in August 2008.

Source: Putnam County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	458 TABLETOP RD, MONTEREY, TN 38574-3836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jul 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2008 · Amount on File
Deed Sale	Aug 5, 2008 · Amount on File
Prior Sale	Jul 30, 2008 · Amount on File
Deed Book / Page	481 / 620
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Recording Date	Jul 15, 2026
Property Address	458 TABLETOP RD, MONTEREY, TN 38574-3836
Document Number	0000327138
Book / Page	1714 / 737
Instrument Date	Jun 26, 2026
Instrument	2026327138
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 TABLETOP RD, MONTEREY, TN 38574-3836

Mortgage

Document Number	0000327138,
Date	Jul 15, 2026
Book Page	1714/737
Instrument	2026327138

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	458 TABLETOP RD, MONTEREY, TN 38574-3836
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 TABLETOP RD, MONTEREY, TN 38574-3836

Mortgage

Document Number	0001488106
Date	Jul 14, 2023
Book Page	1488/106
Instrument	288605

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 21, 2023
Property Address	458 TABLETOP RD, MONTEREY, TN 38574-3836
Document Number	0001483601
Book / Page	1483 / 601
Map Reference	MB A-62 PG 578-586
Instrument Date	Jun 16, 2023
Instrument	287873
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,423.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 TABLETOP RD, MONTEREY, TN 38574-3836

Mortgage

Document Number	0000287874
Date	Jun 21, 2023
Instrument	287874

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 458 Tabletop Rd was $2,141.

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00	$80,500 Land $6,775 Building $73,725
2023		$80,500 (-) Land $6,775 Building $73,725
2022	$1,990.00	$80,500 Land $6,775 Building $73,725	$322,000 (-) Land $27,100 Building $294,900
2021			$322,000 Land $27,100 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 458 Tabletop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 Tabletop Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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