Chester County property record for 458 Spruce Dr, Exton, PA 19341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,601 sqft · built 1981 |
| Lot Size | 0.708 acres (30,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $597,500 (Dec 2021) |
| Tax Bill | $711 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4D-77 |
| Primary APN | 41-4D-77 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,601 sqft Living Area |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 30,860 sqft (0.708 acres) |
| Terrain | Below Road/Slope |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 458 SPRUCE DR |
|---|---|
| City | EXTON |
| State | PA |
| Zip | 19341-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 73 & DWG |
| Legal Subdivision | WHIT FORD VILLAGE |
| Legal Lot Number | 73 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST WHITELAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 302206 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 458 SPRUCE DR, EXTON, PA 19341-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 16, 2020 | Deed of Trust, Mortgage · Line of Credit MID PENN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on Record |
| Deed Sale | Dec 8, 2021 · Amount on Record |
| Deed Document Number | 202111890894 |
| Deed Book / Page | 10757 / 1655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Dec 8, 2021 |
| Property Address | 458 SPRUCE DR, EXTON, PA 19341-2020 |
| Document Number | 0107571655 |
| Book / Page | 10757 / 1655 |
| Map Reference | FILE 921 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 11890894 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | GREATER MONTGOMERY SETTLEMENT SERVICES-BLUE BELL, GREATER MONTGOMERY STLMT SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 458 SPRUCE DR, EXTON, PA 19341-2020 |
| Document Number | 0011890895 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 11890895 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 458 SPRUCE DR, EXTON, PA 19341-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 458 SPRUCE DR, EXTON, PA 19341-2020 |
| Document Number | 0103111786 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 10311/1786 |
| Instrument | 11771487 |
| Name | MID PENN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Whiteland Township |
| Unified School District | West Chester Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $711.00 (-89.47%) | $232,970 (-) Land $42,750 Building $190,220 | $232,970 (-) Land $42,750 Building $190,220 |
| 2024 | $6,753.00 | $232,970 Land $42,750 Building $190,220 | |
| 1998 | $232,970 Land $42,750 Building $190,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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