458 Springfield St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 458 Springfield St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1985
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Apr 2022)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:16 B:21`

Property Details

APN / Parcel Number

Primary APN	`PALM M:16 B:21`
Alternative APN	`M:0016 L:000021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,519 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,519 sqft
Basement Area	1,039 sqft
Unfinished Basement	1,039 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	458 SPRINGFIELD ST
City	PALMER
State	MA
Zip	01069-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	21
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2030
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	458 SPRINGFIELD ST, PALMER, MA 01069-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage VALON MORTGAGE INC
Jul 8, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Feb 8, 2011 · Amount on Record
Deed Book / Page	24485 / 572
Last Transfer Date	Jun 23, 2022
Transfer Doc	0024630-94
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	458 SPRINGFIELD ST, PALMER, MA 01069-9516
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026030-576
Date	Sep 18, 2025
Book Page	26030/576
Instrument	44026

Lender

Name	VALON MORTGAGE INC

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 8, 2022
Property Address	458 SPRINGFIELD ST, PALMER, MA 01069-9516
Document Number	0024630-94
Book / Page	24630 / 94
Instrument Date	Jun 23, 2022
Instrument	41389
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 PROSPECT ST, PAWTUCKET, RI 02860-6226

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Apr 6, 2022
Property Address	458 SPRINGFIELD ST, PALMER, MA 01069-9516
Document Number	024485-572
Book / Page	24485 / 572
Instrument Date	Apr 5, 2022
Instrument	20885
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 PROSPECT ST, PAWTUCKET, RI 02860-6226

Mortgage

Document Number	0000020899
Date	Apr 6, 2022
Instrument	20899

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00 (+6.49%)	$317,500 (+10.17%) Land $67,300 Building $250,200
2024	$5,435.00 (+2.76%)	$288,200 (+7.46%) Land $61,200 Building $227,000	$222,205
2023	$5,289.00	$268,200 Land $61,200 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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