458 Sand Lime Rd, Winter Garden, FL 34787 Property Records

Orange County property record for 458 Sand Lime Rd, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,282 sqft · built 1984
Lot Size	0.42 acres (1,820 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Mar 2023)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-22-27-8890-00-360`

Property Details

APN / Parcel Number

Primary APN	`27-22-27-8890-00-360`
Alternative APNs	`124328` `125107` `126492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,282 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	840 sqft
Utility Area	25 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	1,820 sqft (0.42 acres)
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	458 SAND LIME RD
City	WINTER GARDEN
State	FL
Zip	34787-4288
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Description	VILLAGE GROVE PHASE 1 12/113 LOT 36
Legal Range	27E
Legal Township	22S
Legal Section	27
Legal Subdivision	VILLAGE GROVE PH 1
Legal Phase	1
Legal Tract	8890
Legal Block	P
Legal Lot Number	36
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3011
Census Tract	17302

Owner

458 Sand Lime Rd, a townhouse, is owned and occupied by an individual who bought it in March 2023.

Source: Orange County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	458 SAND LIME RD, WINTER GARDEN, FL 34787-4288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Jan 31, 2023	Correction Deed SCARAB T&E SVCS LLC
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 26, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on File
Deed Sale	Mar 22, 2023 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	2023158509
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 22, 2023
Property Address	458 SAND LIME RD, WINTER GARDEN, FL 34787-4288
Document Number	0000158509
Map Reference	MB 12 PG 113
Instrument Date	Mar 17, 2023
Instrument	20230158509
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 SAND LIME RD, WINTER GARDEN, FL 34787-4288

Mortgage

Document Number	0000158510
Date	Mar 22, 2023
Instrument	20230158510

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 31, 2023
Property Address	458 SAND LIME RD, WINTER GARDEN, FL 34787-4288
Document Number	0000055459
Map Reference	MB 12 PG 113
Instrument Date	Apr 29, 2022
Instrument	20230055459
Record Updated	Feb 20, 2023
Title Company	SCARAB T&E SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	458 SAND LIME RD, WINTER GARDEN, FL 34787-4288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD, SCOTTSDALE, AZ 85257

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	458 SAND LIME RD, WINTER GARDEN, FL 34787-4288
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 SAND LIME RD, OAKLAND, FL 34787-4288

Mortgage

Document Number	0000040044
Date	Jan 19, 2022
Instrument	20220040044

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	458 SAND LIME RD, WINTER GARDEN, FL 34787-4288
Document Number	0000535143
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 SAND LIME RD WINTER GARDEN FL 347874288, WINTER GARDEN, FL 34787-4288

Mortgage

Document Number	0000535143
Date	Sep 29, 2017
Instrument	535143

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 458 Sand Lime Rd was $3,489, up 2.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,770 (-2.51%) Land $55,000 Building $153,770	$208,770 (-2.51%) Land $55,000 Building $153,770
2025	$3,489.00 (+2.11%)	$214,140 Land $55,000 Building $159,140	$214,140 Land $55,000 Building $159,140
2024	$3,417.00 (+13.26%)
2023	$3,017.00 (+857.78%)	$189,671 (+323.66%) Land $55,000 Building $134,671	$189,671 (+15.59%) Land $55,000 Building $134,671
2022	$315.00 Homeowner's exemption	$44,770	$164,090 Land $50,000 Building $114,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 458 Sand Lime Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 Sand Lime Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, CenturyLink, Verizon.

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