458 San Andreas Rd, Banning, CA 92220 Property Records

Riverside County property record for 458 San Andreas Rd, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2021)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`534-092-007`

Property Details

APN / Parcel Number

Primary APN	`534-092-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,040 sqft
1st Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Garage Area	265 sqft
Carport	Carport
Carport Area	265 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	458 SAN ANDREAS RD
City	BANNING
State	CA
Zip	92220-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 MB 027/099 KAY MANOR
Legal Subdivision	KAY MANOR
Legal Lot Number	25
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	3
Census Block	3027
Census Tract	44200

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 18, 2021	Grant Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP
May 26, 2021	Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC
May 18, 2021	Grant Deed, Transfer EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE CO ORANGE CNTY
Mar 6, 2017	Grant Deed, Transfer · FHA Mortgage LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	2021614793
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210

Mortgage

Document Number	0000032629
Date	Feb 5, 2024
Instrument	2024-0032629

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2051

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 18, 2021
Property Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210
Document Number	0000614793
Map Reference	MB 27 PG 99
Instrument Date	Oct 13, 2021
Instrument	2021-0614793
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210

Mortgage

Document Number	0000614794
Date	Oct 18, 2021
Instrument	2021-0614794

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 26, 2021
Property Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210
Document Number	0000321254
Map Reference	MB 27 PG 99
Instrument Date	May 21, 2021
Instrument	2021-0321254
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 LOUISE AVE, ENCINO, CA 91316-3913
Investor	Possibly a Property Investor

Mortgage

Document Number	0000321255
Date	May 26, 2021
Instrument	2021-0321255

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 18, 2021
Property Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210
Document Number	0000306238
Map Reference	MB 27 PG 99
Instrument Date	Apr 26, 2021
Instrument	2021-0306238
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE CO ORANGE CNTY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3998 INLAND EMPIRE BLVD STE 200, 200, ONTARIO, CA 91764-5033
Investor	Possibly a Property Investor

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 6, 2017
Property Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210
Document Number	0000091890
Map Reference	MB 27 PG 99
Instrument Date	Feb 28, 2017
Instrument	2017-0091890
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 SAN ANDREAS RD, BANNING, CA 92220-2210

Mortgage

Document Number	, 2017-0091891
Date	Mar 6, 2017
Instrument	2017-0091891

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Margin	2
Max Rate	4.62%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,201 (+2%) Land $27,060 Building $330,141
2025	$4,873.00 (+2.12%)	$350,198 (+4.04%) Land $26,530 Building $323,668
2023	$4,772.00 (+2.12%)	$336,600 Land $25,500 Building $311,100
2022	$4,673.00
2021			$289,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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