458 Peggy Mill Rd, Hamlet, NC 28345 Property Records

Richmond County property record for 458 Peggy Mill Rd, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 2010
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2024)
Tax Bill	$1,331 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`841100429489`

Property Details

APN / Parcel Number

Primary APN	`841100429489`
Alternative APNs	`50216301` `61039301`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Carport
Garage Area	1,152 sqft
Carport	Carport
Carport Area	1,152 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	61039301
Street Address	458 PEGGY MILL RD
City	HAMLET
State	NC
Zip	28345-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PT AC & HSE HERE
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	1
Census Block	1074
Census Tract	971100

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	458 PEGGY MILL RD, HAMLET, NC 28345-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 10, 2021	Warranty Deed, Transfer · FHA Mortgage BLUE RIDGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	2024277875
Deed Book / Page	1994 / 214
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Mar 27, 2024
Property Address	458 PEGGY MILL RD, HAMLET, NC 28345-8048
Document Number	001994/214
Book / Page	1994 / 214
Instrument Date	Mar 21, 2024
Instrument	277875
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 NEICEES DR, GOLDSBORO, NC 27534-8345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 PEGGY MILL RD, HAMLET, NC 28345-8048
Investor	Possibly a Property Investor

Mortgage

Document Number	001994/219
Date	Mar 27, 2024
Book Page	1994/219
Instrument	277876

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.65%
Type Change Date	Apr 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.65%
Max Rate At Change	8.65%
Index	5-Year TN
Max Rate	12.6%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Mar 10, 2021
Property Address	458 PEGGY MILL RD, HAMLET, NC 28345-8048
Document Number	001876/107
Book / Page	1876 / 107
Instrument Date	Mar 8, 2021
Instrument	262026
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2484 BETHLEHEM RD, 2484, HARTSVILLE, SC 29550-9072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	458 PEGGY MILL RD, HAMLET, NC 28345-8048

Mortgage

Document Number	0000262027
Date	Mar 10, 2021
Instrument	262027

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,331.00 (+18.42%)	$145,506 (+37.31%) Land $10,650 Building $134,856	$145,506 (+37.31%) Land $10,650 Building $134,856
2023	$1,124.00	$105,970 Land $5,325 Building $100,645	$105,970 Land $5,325 Building $100,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND COUNTY WATER SYSTEM serves 22,578 people · EPA ID NC0377109
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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