458 N Forty, Murphy, NC 28906 Property Records

Cherokee County property record for 458 N Forty, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,192 sqft · built 2020
Lot Size	14.2 acres (618,552 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Mar 2017)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`448903335058000`

Property Details

APN / Parcel Number

Primary APN	`448903335058000`
Alternative APNs	`45390` `64040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Heated Area
Gross Area	2,424 sqft
1st Floor Area	880 sqft
Upper Floors Area	312 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Metal
Lot Area	618,552 sqft (14.2 acres)
Lot Width	194 ft Width
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	64040
Street Address	458 N FORTY
City	MURPHY
State	NC
Zip	28906-9224
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CONLEY PROP 1557/780
Legal Phase	1557
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2020
Census Tract	930502

Owner

458 N Forty, a rural home, is owned by two individuals who acquired it in October 2024.

Source: Cherokee County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	456 N FORTY, MURPHY, NC 28906-9224
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Deed Document Number	20171398
Deed Book / Page	1557 / 780
Last Transfer Date	Oct 31, 2024
Transfer Doc	00001768/9
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 31, 2017
Property Address	458 N FORTY, MURPHY, NC 28906-9224
Document Number	01557/0780
Book / Page	01557 / 0780
Instrument Date	Mar 28, 2017
Instrument	01398
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8060 SHORT RD, 8060, RED BOILING SPRINGS, TN 37150-3330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 N FORTY, MURPHY, NC 28906-9224

Mortgage

Document Number	01399
Date	Mar 31, 2017
Instrument	01399

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 458 N Forty was $1,553.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,553.00	$222,840	$222,840 Land $17,490 Building $205,350
2023		$222,840	$222,840 Land $17,490 Building $205,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 458 N Forty in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 N Forty is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Forty

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