Franklin County property record for 458 Eugene Dr, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $359,900 (Oct 2021) |
| Tax Bill | $5,453 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-C13A-136 |
| Primary APN | 09-C13A-136 |
|---|---|
| Alternative APN |
|
| Street Address | 458 EUGENE DR |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-7385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 104 |
| Legal Subdivision | PHASE XI LAND SUB FOR SYCAMORE MEADOWS |
| Legal Lot Number | 104 |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | GREENE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10402 |
458 Eugene Dr is owned and occupied by two individuals who bought it in October 2021.
Source: Franklin County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 458 EUGENE DR, CHAMBERSBURG, PA 17202-7385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 7, 2021 | Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS TRUST CO |
| Oct 6, 2021 | Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Deed Document Number | 202127463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 458 EUGENE DR, CHAMBERSBURG, PA 17202-7385 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 458 EUGENE DR, CHAMBERSBURG, PA 17202-7385 |
| Document Number | 0000019159 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 202319159 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 458 EUGENE DR, CHAMBERSBURG, PA 17202-7385 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000009675 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 202109675 |
| Name | FARMERS & MERCHANTS TRUST CO |
|---|---|
| Type | Bank |
| Address | CARLISLE, PA 17013 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Oct 6, 2021 |
| Property Address | 458 EUGENE DR, CHAMBERSBURG, PA 17202-7385 |
| Document Number | 0000027463 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 202127463 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | HOMESALE SETTLEMENT SERVICES, HOMESALE STLMT SVCS HARRISBU |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,599.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 458 EUGENE DR, CHAMBERSBURG, PA 17202-7385 |
| Document Number | 0000027464 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 202127464 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 458 Eugene Dr was $5,453, up 2.4% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Greene Township |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,453.00 (+2.44%) | $32,680 Land $2,630 Building $30,050 | |
| 2025 | $5,323.00 (+3.24%) | ||
| 2024 | $5,156.00 | $32,680 Land $2,630 Building $30,050 | |
| $32,680 Land $2,630 Building $30,050 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 458 Eugene Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 458 Eugene Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Upward Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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