458 Elm St, Monroe, CT 06468 Property Records

Monroe Town property record for 458 Elm St, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,973 sqft · built 1964
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Nov 2023)
Tax Bill	$9,309 (2025)
Deeds & Mortgages	May 2025 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05001800`

Property Details

APN / Parcel Number

Primary APN	`05001800`
Alternative APNs	`MNRO M:050 B:018 L:00` `MONR M:050 B:018 L:00` `5001800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,973 sqft Living Area
Gross Area	3,467 sqft
1st Floor Area	1,975 sqft
Basement Area	150 sqft
Unfinished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5001800
Street Address	458 ELM ST
City	MONROE
State	CT
Zip	06468-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	18
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3014
Census Tract	100200

Owner

Source: Monroe Town assessment roll, APN 05001800, as of June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	458 ELM ST, MONROE, CT 06468-2202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 09, 2025	Deed of Trust, Mortgage CMNTY ECON DEV FUND F
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 27, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 29, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Jul 30, 2018	Quit Claim Deed, Transfer Quitclaim
May 11, 2017	Warranty Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	20232236
Deed Book / Page	2221 / 89
Transfer Doc	2008-273
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	458 ELM ST, MONROE, CT 06468-2202
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002233-843
Date	May 09, 2025
Book Page	2233/843
Instrument	890

Lender

Name	CMNTY ECON DEV FUND F

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jun 01, 2030

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	458 ELM ST, MONROE, CT 06468-2202
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002205-294
Date	Apr 18, 2022
Book Page	2205/294
Instrument	914

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	458 ELM ST, MONROE, CT 06468-2202
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002232-826
Date	Mar 27, 2025
Book Page	2232/826
Instrument	511

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 01, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Nov 29, 2023
Property Address	458 ELM ST, MONROE, CT 06468-2202
Document Number	0002221-89
Book / Page	2221 / 89
Instrument Date	Nov 28, 2023
Instrument	2236
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002237
Date	Nov 29, 2023
Instrument	2237

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE CT
Recording Date	Jul 30, 2018
Property Address	458 ELM ST, MONROE, CT 06468-2202
Document Number	2008-273
Book / Page	002008 / 000273
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 ELM ST MONROE CT 064682202, MONROE, CT 06468-2202

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	May 11, 2017
Property Address	458 ELM ST, MONROE, CT 06468-2202
Document Number	1960-102
Book / Page	1960 / 102
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$74.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19600105
Date	May 11, 2017
Instrument	01960/0105

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Monroe Town assessment roll as of June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,309.00	$324,700 (+44.44%) Land $95,200 Building $229,500	$227,290 Land $66,640 Building $160,650
2024	$9,309.00 (+10.28%)
2023	$8,441.00 (+1.87%)	$224,800 (-) Land $82,600 Building $142,200
2022	$8,286.00	$224,800 Land $82,600 Building $142,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 155 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0150011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

458 Elm St, Monroe, CT 06468 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Elm St

Nearby Streets

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