458 E 109th St, Cleveland, OH 44108 Property Records

Cuyahoga County property record for 458 E 109th St, Cleveland, OH 44108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,094 sqft · built 1914
Lot Size	0.072 acres (3,150 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Dec 2025)
Tax Bill	$783 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108-15-040`

Property Details

APN / Parcel Number

Primary APN	`108-15-040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,094 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	534 sqft
2nd Floor Area	560 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	3,150 sqft (0.072 acres)
Lot Dimensions	90 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	458 E 109TH ST
City	CLEVELAND
State	OH
Zip	44108-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	362 AMBLER 0272 ALL
Legal Subdivision	AMBLER WILLIAM
Legal Lot Number	272
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1004
Census Tract	199200

Owner

458 E 109th St is owned and occupied by two individuals who bought it in December 2025.

Source: Cuyahoga County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	458 E 109TH ST, CLEVELAND, OH 44108-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2025 · Amount on File
Deed Sale	Dec 24, 2025 · Amount on File
Prior Sale	Dec 21, 1977
Deed Document Number	2025134
Record Updated	Oct 29, 2026

December 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 24, 2025
Property Address	458 E 109TH ST, CLEVELAND, OH 44108-1442
Document Number	0000000134
Map Reference	VOL 38 PG 23
Instrument Date	Dec 22, 2025
Instrument	202512240134
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	458 E 109TH ST, CLEVELAND, OH 44108-1442

Mortgage

Document Number	0000000430
Date	Dec 24, 2025
Instrument	202512240430

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 458 E 109th St was $783, down 2.7% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$783.00 (-2.73%) Homeowner's exemption Senior Citizen's exemption	$22,085 (-0.02%) Land $2,625 Building $19,460	$63,100 (-) Land $7,500 Building $55,600
2024	$805.00 (+200.37%) Homeowner's exemption Senior Citizen's exemption	$22,090 (+73.8%) Land $2,630 Building $19,460	$63,100 Land $7,500 Building $55,600
2023	$268.00 (-10.07%) Homeowner's exemption Senior Citizen's exemption	$12,710 (-) Land $2,100 Building $10,610
2022	$298.00 Homeowner's exemption Senior Citizen's exemption	$12,710 Land $2,100 Building $10,610
2021			$36,300 Land $6,000 Building $30,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 458 E 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 458 E 109th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
DigitalC Fixed Wireless	100 / 100
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20