458 Chatham St, Mobile, AL 36604 Property Records

Mobile County property record for 458 Chatham St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,089 sqft · built 2010
Owner	Company Name on Record
Last Sale	$55,000 (Jan 2021)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022910380003129002`

Property Details

APN / Parcel Number

Primary APN	`R022910380003129002`
Alternative APNs	`29 10 38 0 003 129.002` `02986996` `2986996`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	1,089 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2010
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2986996
Old Parcel Number	R022910380003129002
Street Address	458 CHATHAM ST
City	MOBILE
State	AL
Zip	36604-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOT 17 & 18 IN SQ 146 OF THE N-ERN DIV OF THE BERNOUDY TRT BOUND AS FOLL: BEG 50 FT N OF TH NW COR OF TEXAS & CHATHAM
Legal Range	01W
Legal Township	04S
Legal Section	38
Legal Subdivision	OF THE N-ERN DIV
Legal Lot Number	17-18 18
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2034
Census Tract	1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakleigh Garden Historic District (Boundary Increase) listed 1991 · 185 contributing resources · NRIS 90002175

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 8501, MOBILE, AL 36689-0501
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit MERCHANTS & MARINE BANK
Jan 14, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Oct 7, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	2021002485
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	458 CHATHAM ST, MOBILE, AL 36604-3150
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044112
Date	Jun 29, 2022
Instrument	2022044112

Lender

Name	RENASANT BANK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2027

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	458 CHATHAM ST, MOBILE, AL 36604-3150
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 HILLCREST RD 2B, 2B, MOBILE, AL 36695-3954

Mortgage

Document Number	0000037547
Date	Jun 10, 2021
Instrument	2021037547

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 14, 2021
Property Address	458 CHATHAM ST, MOBILE, AL 36604-3150
Document Number	0000002485
Instrument Date	Jan 12, 2021
Instrument	2485
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8501 MOBILE AL 366890501, MOBILE, AL 36689-0501

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 7, 2020
Property Address	458 CHATHAM ST, MOBILE, AL 36604-3150
Document Number	0000061705
Instrument Date	Oct 6, 2020
Instrument	61705
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$29.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2906 MOBILE AL 366522906, MOBILE, AL 36652-2906

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00	$17,120 (-) Land $4,080 Building $13,040	$85,600 (-) Land $20,400 Building $65,200
2024	$1,097.00 (+3.78%)	$17,120 (+3.76%) Land $4,080 Building $13,040	$85,600 (+3.76%) Land $20,400 Building $65,200
2023	$1,057.00	$16,500 Land $4,080 Building $12,420	$82,500 Land $20,400 Building $62,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	10 (1979–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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