458 Cabin Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 458 Cabin Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,100 sqft · built 1969
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (Oct 2021)
Tax Bill$1,222 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0779-00-68-8356

Property Details

APN / Parcel Number

Primary APN0779-00-68-8356
Alternative APN
  • 555783835

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,100 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number555783835
Street Address458 CABIN RD
CitySPRUCE PINE
StateNC
Zip28777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1236
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group1
Census Block1029
Census Tract950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address458 OLD US 19 E, SPRUCE PINE, NC 28777-6106
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2021 · Amount on Record
Deed SaleOct 8, 2021 · Amount on Record
Prior SaleDec 16, 2016 · Amount on Record
Deed Document Number20212294
Deed Book / Page634 / 393
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateOct 8, 2021
Property Address458 CABIN RD, SPRUCE PINE, NC 28777
Document Number000634/393
Book / Page634 / 393
Instrument DateOct 8, 2021
Instrument2021002294
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$386.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address458 OLD US 19 E, 458, SPRUCE PINE, NC 28777-6106

Transferred To (Grantee/Buyer)

NameVerified Name
Address458 OLD US 19 E, SPRUCE PINE, NC 28777-6106

Mortgage

Document Number2021002295
DateOct 8, 2021
Instrument2021002295
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueOct 8, 2054

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,222.00$191,000 (-) Land $18,000 Building $173,000
2025$1,222.00 (+1.58%)$191,000 (-) Land $18,000 Building $173,000
2023$1,203.00$191,000 Land $18,000 Building $173,000$191,000 Land $18,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cabin Rd

Nearby Streets

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