458 Big Hill Rd, Berea, KY 40403 Property Records

Madison County property record for 458 Big Hill Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	8.87 acres (386,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Mar 2023)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0101-0000-0002-AA`

Property Details

APN / Parcel Number

Primary APN	`0101-0000-0002-AA`
Alternative APNs	`126910` `89771` `56526`

Exterior

Lot Area	386,377 sqft (8.87 acres)

Location & Zoning

Account Number	56526
Street Address	458 BIG HILL RD
City	BEREA
State	KY
Zip	40403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSWEPT FARM (8.87 ACRES)
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1035
Census Tract	11102

Owner

Source: Madison County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 147, BIGHILL, KY 40405-0147
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Deed Document Number	202314135537
Deed Book / Page	835 / 568
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 19, 2021
Property Address	458 BIG HILL AVE, RICHMOND, KY 40475-2566
Document Number	00D810/221
Book / Page	D810 / 221
Instrument Date	Aug 6, 2021
Instrument	2014049168
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1842 HIGHWAY 3445, MC KEE, KY 40447-6837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 147, BIGHILL, KY 40405-0147

Mortgage

Document Number	2014049169
Date	Aug 19, 2021
Instrument	2014049169

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2036

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (-1.98%)	$105,000 (-)	$105,000 (-)
2023	$1,063.00	$105,000	$105,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30