4579 SE Murray Cove Cir, Stuart, FL 34997 Property Records

Martin County property record for 4579 SE Murray Cove Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2005
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2018)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Apr 2018 Sale Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-014-000-0044.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-014-000-0044.0-0-0000`
Alternative APNs	`25-38-41-014-000-00440-0` `872054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,500 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	872054
Street Address	4579 SE MURRAY COVE CIR
City	STUART
State	FL
Zip	34997-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 44 MURRAY COVE (PB 15 PG 91)
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	MURRAY COVE
Legal Block	3
Legal Lot Number	44
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3024
Census Tract	1410

Owner

4579 SE Murray Cove Cir is owned and occupied by two individuals who bought it in April 2018.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4579 SE MURRAY COVE CIR, STUART, FL 34997-9133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	20182686552
Deed Book / Page	2983 / 2027
Prior Transfer Date	Feb 15, 2005
Prior Transfer Doc	0019842411
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 2, 2018
Property Address	4579 SE MURRAY COVE CIR, STUART, FL 34997-9133
Document Number	0029832027
Book / Page	002983 / 002027
Instrument Date	Mar 30, 2018
Instrument	2686552
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4579 SE MURRAY COVE CIR STUART FL 349979133, STUART, FL 34997-9133

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 16, 2018
Property Address	4579 SE MURRAY COVE CIR, STUART, FL 34997-9133
Document Number	0029751632
Book / Page	02975 / 1632
Map Reference	MB15 PG91
Instrument Date	Feb 16, 2018
Instrument	2679156
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4579 SE MURRAY COVE CIR, STUART, FL 34997-9133

Mortgage

Document Number	0002679157
Date	Feb 16, 2018
Instrument	2679157

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4579 SE Murray Cove Cir was $3,574 with a homeowner's exemption, down 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (-0.42%) Homeowner's exemption	$239,571	$326,500 Land $130,000 Building $196,500
2024	$3,589.00 (+2.4%)
2023	$3,505.00 (+3.88%) Additional exemption filed	$226,039 (+3%)	$297,780 (+5.64%) Land $130,000 Building $167,780
2022	$3,374.00 Homeowner's exemption	$219,456	$281,870 Land $130,000 Building $151,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4579 SE Murray Cove Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1982–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4579 SE Murray Cove Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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