Montgomery County property record for 4579 Gullane Cir, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,520 sqft · built 1978 |
| Lot Size | 0.221 acres (5,663 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $520,500 (Oct 2025) |
| Tax Bill | $7,562 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03917-0004 |
| Primary APN | N64-03917-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 1,540 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 5,663 sqft (0.221 acres) |
| Lot Dimensions | 104 ft deep x 56 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 78 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4579 GULLANE CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22 GLENEAGLES SEC 2 |
| Legal Subdivision | GLENEAGLES |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20400 |
4579 Gullane Cir is owned by a company that bought it in October 2025.
Source: Montgomery County records, as of August 6, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4579 GULLANE CIR, DAYTON, OH 45429-1857 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Oct 16, 2025 | Warranty Deed, Transfer HOME SERVICES TITLE LLC |
| Mar 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Prior Sale | Sep 4, 2007 · Amount on File |
| Deed Document Number | 202557440 |
| Prior Transfer Date | Sep 14, 2007 |
| Prior Transfer Doc | 0000079940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4579 GULLANE CIR, DAYTON, OH 45429-1857 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006923 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026-00006923 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 16, 2025 |
| Property Address | 4579 GULLANE CIR, DAYTON, OH 45429-1857 |
| Document Number | 0000057440 |
| Map Reference | MB 102 PG 32 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-00057440 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4579 GULLANE CIR, KETTERING, OH 45429-1857 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 1, 2022 |
| Property Address | 4579 GULLANE CIR, DAYTON, OH 45429-1857 |
| Document Number | 0000013889 |
| Map Reference | MB 102 PG 32 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 2022-00013889 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4579 GULLANE CIR, KETTERING, OH 45429-1857 |
| Document Number | 0000013890 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022-00013890 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 4579 Gullane Cir was $7,562.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,562.00 | $118,970 (-) Land $27,530 Building $91,440 | $339,900 Land $78,650 Building $261,250 |
| 2024 | $7,562.00 (+2.73%) | $118,970 (-) Land $27,530 Building $91,440 | |
| 2023 | $7,361.00 (-14.73%) | $118,970 (+9.99%) Land $27,530 Building $91,440 | $339,900 Land $78,650 Building $261,250 |
| 2022 | $8,633.00 | $108,160 Land $25,030 Building $83,130 | |
| 2020 | $309,000 Land $71,500 Building $237,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4579 Gullane Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4579 Gullane Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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