45786 Cider Mill Rd, Novi, MI 48374 Property Records

Oakland County property record for 45786 Cider Mill Rd, Novi, MI 48374

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,393 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Dec 2000)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-22-21-459-007`

Property Details

APN / Parcel Number

Primary APN	`50-22-21-459-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	121 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45786 CIDER MILL RD
City	NOVI
State	MI
Zip	48374-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	T1N, R8E, SEC 21 SIMMONS ORCHARDS SUB NO 3 LOT 166 9-29-86 FR 452-019
Legal Range	08E
Legal Township	01N
Legal Section	21
Legal Subdivision	SIMMONS ORCHARDS SUB
Legal Lot Number	9,166
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	3
Census Block	3006
Census Tract	137101

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45786 CIDER MILL RD, NOVI, MI 48374-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage DFCU FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2000 · Amount on Record
Deed Sale	Dec 21, 2000 · Amount on Record
Prior Sale	Aug 12, 1996 · Amount on Record
Last Transfer Date	Jan 26, 2016
Transfer Doc	0000021494
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	45786 CIDER MILL RD, NOVI, MI 48374-3014
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45786 CIDER MILL RD, NOVI, MI 48374-3014

Mortgage

Document Number	0000328465
Date	Feb 23, 2022
Book Page	57499/391
Instrument	328465

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	45786 CIDER MILL RD, NOVI, MI 48374-3014
Document Number	0000052480
Book / Page	050492 / 000001
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45786 CIDER MILL RD NOVI MI 483743014, NOVI, MI 48374-3014

Mortgage

Document Number	0000052480
Date	Mar 22, 2017
Book Page	050492/000001
Instrument	52480

Lender

Name	DFCU FIN'L
Type	Funding / Finance Company
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Novi Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,909.00 (-12.27%)
2023	$3,316.00 (+9.48%) Homeowner's exemption	$147,370	$294,740
2022	$3,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET.

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