45785 Chamerop Palm Ln, Indio, CA 92201 Property Records

Riverside County property record for 45785 Chamerop Palm Ln, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1994
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Sep 2015)
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`608-250-069`

Property Details

APN / Parcel Number

Primary APN	`608-250-069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,155 sqft
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45785 CHAMEROP PALM LN
City	INDIO
State	CA
Zip	92201-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 29 MB 246/028 12737-4
Legal Subdivision	12737-4
Legal Tract	12737-4
Legal Lot Number	29
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2010
Census Tract	45217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45785 CHAMEROP PALM LN, INDIO, CA 92201-3729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit ALTURA CU
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	2015425958
Prior Transfer Date	Feb 19, 2011
Prior Transfer Doc	0000096668
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45785 CHAMEROP PALM LN, INDIO, CA 92201-3729
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45785 CHAMEROP PALM LN, INDIO, CA 92201-3729

Mortgage

Document Number	0000035303
Date	Feb 7, 2024
Instrument	2024-0035303

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45785 CHAMEROP PALM LN, INDIO, CA 92201-3729
Document Number	0000324790
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45785 CHAMEROP PALM LN INDIO CA 922013729, INDIO, CA 92201-3729

Mortgage

Document Number	0000324790
Date	Jul 23, 2020
Instrument	324790

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45785 CHAMEROP PALM LN, INDIO, CA 92201-3729
Document Number	0000286906
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45785 CHAMEROP PALM LN INDIO CA 922013729, INDIO, CA 92201-3729

Mortgage

Document Number	0000286906
Date	Jul 14, 2017
Instrument	286906

Lender

Name	PENNYMAC
Address	HIDDEN VALLEY, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2037

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,337 (+2%) Land $48,294 Building $164,043
2025	$4,057.00 (+6.4%)	$208,175 (+4.04%) Land $47,348 Building $160,827
2023	$3,813.00 (+6.96%)	$200,093 Land $45,510 Building $154,583
2022	$3,565.00
2021			$251,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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