4578 Streambed Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4578 Streambed Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,113 sqft · built 2019
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$582,000 (Aug 2019)
Tax Bill	$12,172 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3500-036-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3500-036-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,113 sqft Living Area
1st Floor Area	2,113 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,500 sqft (0.126 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4578 STREAMBED DR
City	FOLSOM
State	CA
Zip	95630-6374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	MANGINI RANCH VILLAGE 2, LOT 144, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	MANGINI RANCH VILLAGE 2
Legal Lot Number	144
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4017
Census Tract	8508

Owner

Source: Sacramento County records · APN 072-3500-036-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4578 STREAMBED DR, FOLSOM, CA 95630-6374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 04, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jul 30, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Aug 23, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Deed Book / Page	20190823 / 995
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4578 STREAMBED DR, FOLSOM, CA 95630-6374
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4578 STREAMBED DR, FOLSOM, CA 95630-6374

Mortgage

Document Number	0000000378
Date	Dec 23, 2021
Instrument	2021122300378

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 01, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4578 STREAMBED DR, FOLSOM, CA 95630-6374
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4578 STREAMBED DR, FOLSOM, CA 95630-6374

Mortgage

Document Number	0000000884
Date	Oct 04, 2023
Instrument	202310040884

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4578 STREAMBED DR, FOLSOM, CA 95630-6374
Document Number	2008050247
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4578 STREAMBED DR FOLSOM CA 956306374, FOLSOM, CA 95630-6374

Mortgage

Document Number	2008050247
Date	Aug 05, 2020
Instrument	2008050247

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 23, 2019
Property Address	4578 STREAMBED DR, FOLSOM, CA 95630-6374
Document Number	1908230995
Instrument Date	Jun 24, 2019
Instrument	1908230995
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 07, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$640.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4578 STREAMBED DR FOLSOM CA 956306374, FOLSOM, CA 95630-6374

Mortgage

Document Number	1908230996
Date	Aug 23, 2019
Instrument	1908230996

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$653,015 (+2%) Land $200,791 Building $452,224
2025	$12,172.00 (+1.47%) Homeowner's exemption	$640,211 (+4.04%) Land $196,854 Building $443,357
2024	$11,996.00 (+1.52%)
2023	$11,816.00 (-2.27%) Homeowner's exemption	$615,353 Land $189,211 Building $426,142
2022	$12,091.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670085084, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

Based on FCC filings for 529 locations within half a mile of this property.

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