4578 Shade Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 4578 Shade Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 1961
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,199,000 (Dec 2025)
Tax Bill	$8,055 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`496-313-17-00`

Property Details

APN / Parcel Number

Primary APN	`496-313-17-00`
Alternative APN	`4963131200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,020 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4963131200
Street Address	4578 SHADE RD
City	LA MESA
State	CA
Zip	91941-6954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 34 TR 004433
Legal Subdivision	HELIX KNOLLS ESTATES
Legal Tract	004433
Legal Block	1
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4578 SHADE RD, LA MESA, CA 91941-6954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Dec 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MDC FINANCIAL SERVICE GROUP INC
Dec 27, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Nov 12, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Nov 12, 2020	Quit Claim Deed, Transfer MDC FINANCIAL SERVICE GROUP INC
Sep 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 28, 2019	Grant Deed, Transfer · Conventional with PMI MDC FINANCIAL SERVICE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	2025356056
Prior Transfer Date	Dec 20, 2021
Prior Transfer Doc	0000866707
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2025
Property Address	4578 SHADE RD, LA MESA, CA 91941-6954
Document Number	0000356056
Map Reference	MAP 4433
Instrument Date	Dec 9, 2025
Instrument	2025-0356056
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	34578 SHADE ROAD, LA MESA, CA 91941

Mortgage

Document Number	0000356057
Date	Dec 17, 2025
Instrument	2025-0356057

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2021
Property Address	4578 SHADE RD, LA MESA, CA 91941-6954
Document Number	0000866707
Map Reference	MAP 4433
Instrument Date	Dec 20, 2021
Instrument	2021-0866707
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4578 SHADE RD, LA MESA, CA 91941-6954

Mortgage

Document Number	0000866708
Date	Dec 27, 2021
Instrument	2021-0866708

Lender

Name	MDC FINANCIAL SERVICE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2021
Property Address	4578 SHADE RD, LA MESA, CA 91941-6954
Document Number	0000866709
Map Reference	MAP 4433
Instrument Date	Dec 20, 2021
Instrument	2021-0866709
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4578 SHADE RD, LA MESA, CA 91941-6954

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2020
Property Address	4578 SHADE RD, LA MESA, CA 91941-6954
Document Number	0000710327
Instrument Date	Oct 23, 2020
Instrument	710327
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4578 SHADE RD LA MESA CA 919416954, LA MESA, CA 91941-6954

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2020
Property Address	4578 SHADE RD, LA MESA, CA 91941-6954
Document Number	0000710325
Instrument Date	Oct 23, 2020
Instrument	710325
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4578 SHADE RD LA MESA CA 919416954, LA MESA, CA 91941-6954

Mortgage

Document Number	710326
Date	Nov 12, 2020
Instrument	710326

Lender

Name	MDC FINANCIAL SERVICE GROUP INC
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2019
Property Address	4578 SHADE RD, LA MESA, CA 91941-6954
Document Number	0000382990
Instrument Date	Sep 4, 2019
Instrument	382990
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4578 SHADE RD LA MESA CA 919416954, LA MESA, CA 91941-6954

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2019
Property Address	4578 SHADE RD, LA MESA, CA 91941-6954
Document Number	0000257245
Instrument Date	May 15, 2019
Instrument	257245
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4578 SHADE RD LA MESA CA 919416954, LA MESA, CA 91941-6954

Mortgage

Document Number	257246
Date	Jun 28, 2019
Instrument	257246

Lender

Name	MDC FINANCIAL SERVICE GROUP INC
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,199,000 (+91%) Land $652,256 Building $546,744
2025	$8,055.00 (+3.43%)	$627,763 (+4.04%) Land $341,503 Building $286,260
2023	$7,788.00 (+1.86%)	$603,389 Land $328,243 Building $275,146
2022	$7,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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