Livingston County property record for 4578 Ruby Ln, Howell, MI 48855 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,368 sqft Living Area |
| Lot Size | 49,658 sqft (1.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2025) |
| Tax Bill | $4,487.00 (2025) |
| Primary APN | 07-04-201-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,368 sqft Living Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment Style |
| Lot Area | 49,658 sqft (1.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 580 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4578 RUBY LN |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-8392 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SEC 4 T3N R5E DIAMOND GLEN SITE CONDOMINIUM UNIT #13 LCCP # 356 5/06 |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | DIAMOND GLEN SITE CONDO |
| Legal Unit | 13 |
| Jurisdiction | LIVINGSTON MI |
| Minor Civil Division | OCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 712102 |
Source: Livingston County records · APN 07-04-201-013
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4578 RUBY LN, HOWELL, MI 48855-8392 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage HALL FIN'L |
| Sep 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) UNITED WHOLESALE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on Record |
| Deed Sale | Mar 14, 2025 · Amount on Record |
| Prior Sale | Jan 15, 2025 · Amount on Record |
| Deed Doc Number | 20254428 |
| Prior Transfer Date | Oct 31, 2016 |
| Prior Transfer Doc | 2016R034635 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 4578 RUBY LN, HOWELL, MI 48855-8392 |
| Document Number | 0000004117 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4578 RUBY LN HOWELL MI 488558392, HOWELL, MI 48855-8392 |
| Document Number | 0000004117 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 4117 |
| Name | HALL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Jan 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Sep 26, 2018 |
| Property Address | 4578 RUBY LN, HOWELL, MI 48855-8392 |
| Document Number | 0000025910 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 25910 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | DEVON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,009.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 31078 BEACHWALK DR #2704 NOVI MI 483771429, 2704, NOVI, MI 48377-1429 |
| Document Number | 25911 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 25911 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Oceola Township |
| Unified School District | Howell Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,900 (+15.54%) | $481,800 (+15.54%) | |
| 2025 | $4,487.00 (+21.6%) | ||
| 2023 | $208,500 | ||
| 2021 | $417,000 | ||
| 2019 | $3,690.00 |
Source: FEMA National Flood Hazard Layer, Livingston County (26093C), updated September 17, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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