4578 Polish Line Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4578 Polish Line Rd, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,222 sqft · built 1940
Lot Size1.91 acres (83,200 sqft)
Owner2 Individual Names on File
Tax Bill$392 (2025)
Deeds & MortgagesJul 2022 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN091-029-300-004-00

Property Details

APN / Parcel Number

Primary APN091-029-300-004-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,222 sqft Building Perimeter
1st Floor Area1,126 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area83,200 sqft (1.91 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Street Address4578 POLISH LINE RD
CityCHEBOYGAN
StateMI
Zip49721-9043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT SW COR OF E1/2 OF E1/2 OF SW1/4, SEC 29, T37N,R2W; TH ELY ALG S LI OF SD DESC 120FT TO POB; TH NLY AT RIGHT ANGLES TO
Legal Range02W
Legal Township037
Legal Section29
JurisdictionCHEBOYGAN MI
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2067
Census Tract960100

Owner

4578 Polish Line Rd is owned and occupied by two individuals who acquired it in August 2007.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address4578 POLISH LINE RD, CHEBOYGAN, MI 49721-9043
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
Aug 12, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2007
Deed SaleAug 31, 2007
Prior SaleJun 29, 2006
Deed Book / Page1078 / 30
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address4578 POLISH LINE RD, CHEBOYGAN, MI 49721-9043
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4578 POLISH LINE RD, CHEBOYGAN, MI 49721-9043

Mortgage

Document Number0000001488/0000000787
DateJul 20, 2022
Book Page0000001488/0000000787
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJan 1, 2032

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEBOYGAN MI
Recording DateAug 12, 2020
Property Address4578 POLISH LINE RD, CHEBOYGAN, MI 49721-9043
Document Number1420/719
Book / Page1420 / 719
Instrument DateJul 29, 2020
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4578 POLISH LINE RD, CHEBOYGAN, MI 49721-9043

Tax Assessment & Valuation

The 2025 property tax bill for 4578 Polish Line Rd was $392 with a homeowner's exemption, up 2.9% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionInverness Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,600 (+12.03%)$119,200 (+12.03%)
2025$392.00 (+2.89%) Homeowner's exemption$53,200$106,400
2024$381.00
2023$39,000$78,000
2022$356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4578 Polish Line Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4578 Polish Line Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Presque Isle Connect
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Polish Line Rd

Nearby Streets

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