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4578 Oak Moss Loop, Middleburg, FL 32068 Property Records

Clay County property record for 4578 Oak Moss Loop, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,878 sqft · built 2019
Lot Size0.202 acres (8,826 sqft)
OwnerIndividual Name on Record
Last Sale$257,099 (Dec 2019)
Tax Bill$2,739 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN30-04-25-008069-012-65

Property Details

APN / Parcel Number

Primary APN30-04-25-008069-012-65

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,878 sqft Heated Area
Gross Area2,513 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,826 sqft (0.202 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4578 OAK MOSS LOOP
CityMIDDLEBURG
StateFL
Zip32068-9063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 465 PINE RIDGE PLANTATIONAS REC O R 4263 PG 355
Legal Range24
Legal Township04
Legal Section25
Legal SubdivisionPINE RDG PLANTATION
Legal Lot Number465
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3039
Census Tract30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4578 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 23, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP
Jul 19, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jul 3, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2019 · Amount on Record
Deed SaleDec 23, 2019 · Amount on Record
Deed Document Number2019067826
Deed Book / Page4263 / 0355
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4578 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9063
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044070778
DateJan 26, 2021
Book Page4407/778
Instrument2021005003
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateDec 23, 2019
Property Address4578 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9063
Document Number0042630355
Book / Page4263 / 0355
Map ReferenceMB 52 PG 20-45
Instrument DateDec 18, 2019
Instrument2019067826
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyAMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,799.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address4578 MOSS OAK LOOP, MIDDLEBURG, FL 32068-9063

Mortgage

Document Number0004263356
DateDec 23, 2019
Instrument4263/356
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLAY FL
Recording DateJul 19, 2018
Property Address4578 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9063
Document Number0041050507
Book / Page004105 / 000507
Instrument DateJul 13, 2018
Instrument37549
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$31,462.20
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1560 WELLS RD #A ORANGE PARK FL 320736780, A, ORANGE PARK, FL 32073-6780
InvestorPossibly a Property Investor

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLAY FL
Recording DateJul 3, 2018
Property Address4578 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9063
Document Number0041000181
Book / Page004100 / 000181
Instrument DateJul 3, 2018
Instrument34431
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address161 HAMPTON POINT DR #1 ST AUGUSTINE FL 320923058, 1, ST AUGUSTINE, FL 32092-3058

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,739.00 (-48.54%) Homeowner's exemption$219,732 (+5.99%)$292,636 (-4.28%) Land $50,000 Building $242,636
2023$5,323.00 (+5.99%) Homeowner's exemption$207,321 (+3%)$305,715 (+16.91%) Land $50,000 Building $255,715
2022$5,022.00 Homeowner's exemption$201,283$261,500 Land $23,500 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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