45775 Phillipsville Rd, Bay Minette, AL 36507 Property Records

Baldwin County property record for 45775 Phillipsville Rd, Bay Minette, AL 36507

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,538 sqft · built 1975
Lot Size3.2 acres (139,392 sqft)
OwnerIndividual Name on File
Last Sale$500 (Apr 2022)
Tax Bill$553 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-01-11-0-000-003.003

Property Details

APN / Parcel Number

Primary APN24-01-11-0-000-003.003
Alternative APNs
  • 507480
  • 341444
  • 35222

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,538 sqft Heated Area
1st Floor Area1,538 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area139,392 sqft (3.2 acres)
Lot Dimensions468 ft deep x 195 ft wide
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number507480
Street Address45775 PHILLIPSVILLE RD
CityBAY MINETTE
StateAL
Zip36507-7427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description195' X 468' FM A PT 660' W OF NE COR SEC 11 RUN TH S 1131' TO A PT ON THE W MARGIN OF BALDWIN CTY RD #61 FOR POB, TH RUN W 36
JurisdictionBALDWIN AL
Township / Civil DivisionBAY MINETTE
Census Block Group2
Census Block2016
Census Tract10200

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45775 PHILLIPSVILLE RD, BAY MINETTE, AL 36507-7427
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORPORATION
Apr 5, 2022Intrafamily Transfer, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 1, 2017Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 5, 2022 · Amount on Record
Deed SaleApr 5, 2022 · Amount on Record
Prior SaleAug 1, 2017 · Amount on Record
Deed Document Number20221990443
Prior Transfer DateMar 28, 2022
Prior Transfer Doc0001990443
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Recording DateJul 13, 2026
Property Address45775 PHILLIPSVILLE RD, BAY MINETTE, AL 36507-7427
Document Number0002265598
Instrument DateJul 6, 2026
Instrument20262265598
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address45775 PHILLIPSVILLE RD, BAY MINETTE, AL 36507-7427

Mortgage

Document Number0002265598,
DateJul 13, 2026
Instrument20262265598
Lender
Name21ST MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 15, 2051
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALDWIN AL
Recording DateApr 5, 2022
Property Address45775 PHILLIPSVILLE RD, BAY MINETTE, AL 36507-7427
Document Number0001990443
Instrument DateMar 28, 2022
Instrument1990443
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address45775 PHILLIPSVILLE RD, BAY MINETTE, AL 36507-7427

Mortgage

Document Number0001990444
DateApr 5, 2022
Instrument1990444
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 1, 2017
Property Address45775 PHILLIPSVILLE RD, BAY MINETTE, AL 36507-7427
Document Number0001647788
Instrument DateJul 28, 2017
Instrument1647788
Transaction TypeTransfer
Record UpdatedOct 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address45775 PHILLIPSVILLE RD, BAY MINETTE, AL 36507-7427

Mortgage

Document Number0001647789
DateAug 1, 2017
Instrument1647789
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$553.00 (+49.86%)$20,080 (+44.05%) Land $4,600 Building $15,480$204,500 (+46.81%) Land $46,800 Building $157,700
2023$369.00 (+16.77%) Homeowner's exemption$13,940 (+14.45%)$139,300 (+14.46%) Land $34,000 Building $105,300
2022$316.00 (+17.04%) Homeowner's exemption$12,180$121,700 Land $30,600 Building $91,100
2021$270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 92% of Alabama
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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