45775 Corte Carmello, Temecula, CA 92592 Property Records

Riverside County property record for 45775 Corte Carmello, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,444 sqft · built 1998
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,286 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`962-223-011`

Property Details

APN / Parcel Number

Primary APN	`962-223-011`
Alternative APN	`950903011`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,444 sqft Living Area
Gross Area	3,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45775 CORTE CARMELLO
City	TEMECULA
State	CA
Zip	92592-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 MB 264/063 TR 23064-3
Legal Subdivision	TRACT 23064 3
Legal Tract	23064-3
Legal Lot Number	70
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2013
Census Tract	43252

Owner

45775 Corte Carmello is owned and occupied by two individuals who acquired it in September 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2023	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2023	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Feb 17, 2023	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Feb 17, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 21, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Jan 18, 2019	Deed of Trust, Mortgage · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024
Deed Sale	Sep 10, 2024
Prior Sale	Oct 2, 2023
Deed Document Number	2024273249
Prior Transfer Date	Sep 27, 2023
Prior Transfer Doc	0000290689
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260

Mortgage

Document Number	0000305426
Date	Oct 6, 2025
Instrument	2025-0305426

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 2, 2023
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Document Number	0000290687
Map Reference	MB 264 PG 63-73
Instrument Date	Sep 27, 2023
Instrument	2023-0290687
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260

Mortgage

Document Number	0000290688
Date	Oct 2, 2023
Instrument	2023-0290688

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 2, 2023
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Document Number	0000290689
Map Reference	MB 264 PG 63-73
Instrument Date	Sep 27, 2023
Instrument	2023-0290689
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 17, 2023
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Document Number	0000046961
Map Reference	MB 264 PG 63-73
Instrument Date	Feb 13, 2023
Instrument	2023-0046961
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 17, 2023
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Document Number	0000046959
Map Reference	MB 264 PG 63-73
Instrument Date	Feb 13, 2023
Instrument	2023-0046959
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260

Mortgage

Document Number	0000046960
Date	Feb 17, 2023
Instrument	2023-0046960

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260

Mortgage

Document Number	0000623238
Date	Oct 21, 2021
Instrument	2021-0623238

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227466
Date	May 28, 2020
Instrument	2020-0227466

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 16, 2020
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Document Number	0000640574
Instrument Date	Dec 14, 2020
Instrument	640574
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45775 CORTE CARMELLO TEMECULA CA 925921260, TEMECULA, CA 92592-1260

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Document Number	0000328352
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45775 CORTE CARMELLO TEMECULA CA 925921260, TEMECULA, CA 92592-1260

Mortgage

Document Number	0000328352
Date	Aug 26, 2019
Instrument	328352

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45775 CORTE CARMELLO, TEMECULA, CA 92592-1260
Document Number	0000027943
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45775 CORTE CARMELLO TEMECULA CA 925921260, TEMECULA, CA 92592-1260

Mortgage

Document Number	0000027943
Date	Jan 25, 2019
Instrument	27943

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45775 Corte Carmello was $6,286 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,126 (+2%) Land $71,943 Building $342,183
2025	$6,286.00 Homeowner's exemption	$406,007 Land $70,533 Building $335,474
2023	$6,113.00 (+2.29%) Homeowner's exemption	$390,244 Land $67,795 Building $322,449
2022	$5,976.00
2021			$778,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45775 Corte Carmello in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45775 Corte Carmello is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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