45771 Camino Rubi, Temecula, CA 92592 Property Records

Riverside County property record for 45771 Camino Rubi, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,393 sqft · built 2007
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jan 2020)
Tax Bill	$8,923 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`962-354-010`

Property Details

APN / Parcel Number

Primary APN	`962-354-010`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,393 sqft Living Area
Gross Area	4,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45771 CAMINO RUBI
City	TEMECULA
State	CA
Zip	92592-3387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.12 ACRES IN LOT 101 MB 316/099 TR 23064
Legal Subdivision	LOT OF TRACT NO. 23064
Legal Tract	23064
Legal Lot Number	101
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2026
Census Tract	43252

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Dec 5, 2023	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Apr 11, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 29, 2020	Grant Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB
Jan 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Feb 21, 2008 · Amount on Record
Deed Document Number	202045002
Prior Transfer Date	Jan 8, 2019
Prior Transfer Doc	0000010951
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387

Mortgage

Document Number	0000298250
Date	Sep 29, 2025
Instrument	2025-0298250

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387

Mortgage

Document Number	0000361793
Date	Dec 5, 2023
Instrument	2023-0361793

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45771 CARNINO RUBI, TEMECULA, CA 92592

Mortgage

Document Number	0000169703
Date	Apr 11, 2022
Instrument	2022-0169703

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 29, 2020
Property Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387
Document Number	0000045002
Map Reference	MB 316 PG 99-108
Instrument Date	Jan 13, 2020
Instrument	2020-0045002
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387

Mortgage

Document Number	0000045003
Date	Jan 29, 2020
Instrument	2020-0045003

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 11, 2019
Property Address	45771 CAMINO RUBI, TEMECULA, CA 92592-3387
Document Number	0000010951
Instrument Date	Jan 8, 2019
Instrument	10951
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45771 CAMINO RUBI TEMECULA CA 925923387, TEMECULA, CA 92592-3387

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,418 (+2%) Land $167,325 Building $474,093
2025	$8,923.00 (+2.72%)	$628,843 (+4.04%) Land $164,045 Building $464,798
2023	$8,687.00 (+2.2%)	$604,426 Land $157,676 Building $446,750
2022	$8,500.00
2021			$661,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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