Santa Rosa County property record for 4577 Sunlight Cir, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,856 sqft · built 2020 |
| Lot Size | 0.288 acres (12,545 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $11,000 (May 2020) |
| Tax Bill | $2,122 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-1N-29-5277-00A00-0190 |
| Primary APN | 32-1N-29-5277-00A00-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,856 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,545 sqft (0.288 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4577 SUNLIGHT CIR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-8466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 19 BLK A SUNSET BAYOU AS DES IN OR 4027 PG 827 & AS DES IN OR 4526 PG 1823 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 32 |
| Legal Subdivision | SUNSET BAYOU |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10711 |
Source: Santa Rosa County records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4577 SUNLIGHT CIR, MILTON, FL 32583-8466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 9, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| May 1, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Prior Sale | Mar 30, 2005 · Amount on Record |
| Deed Document Number | 202020843 |
| Deed Book / Page | 3946 / 559 |
| Last Transfer Date | Jun 13, 2024 |
| Transfer Doc | 0045261823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4577 SUNLIGHT CIR, MILTON, FL 32583-8466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4577 SUNLIGHT CIR, MILTON, FL 32583-8466 |
| Document Number | 0044650714 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 4465/714 |
| Instrument | 202401355 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 9, 2020 |
| Property Address | 4577 SUNLIGHT CIR, MILTON, FL 32583-8466 |
| Document Number | 0040270827 |
| Book / Page | 4027 / 827 |
| Map Reference | MB G PG 14 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 202059655 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,418.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5593 MADELINES WAY, 5593, PACE, FL 32571-6864 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4577 SUNLIGHT CIR, MILTON, FL 32583-8466 |
| Document Number | 0004027829 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 4027/829 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 1, 2020 |
| Property Address | 4577 SUNLIGHT CIR, MILTON, FL 32583-8466 |
| Document Number | 0039460559 |
| Book / Page | 003946 / 000559 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 20843 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5593 MADELINES WAY PACE FL 325716864, PACE, FL 32571-6864 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,915 (+2.9%) | $222,260 (+1.28%) Land $21,250 Building $201,010 | |
| 2024 | $2,122.00 (+5.26%) Homeowner's exemption | $194,281 (+3%) | $219,448 (+1.32%) Land $21,250 Building $198,198 |
| 2023 | $2,016.00 (+2.86%) Homeowner's exemption | $188,622 (+3%) | $216,598 (+4.9%) Land $19,550 Building $197,048 |
| 2022 | $1,960.00 Homeowner's exemption | $183,128 | $206,487 Land $11,475 Building $195,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 15 (2020–2026) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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