Northampton County property record for 4577 Second Ter, Bangor, PA 18013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1951 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Aug 2018) |
| Tax Bill | $685 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2018 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5369-05-6012-3087 |
| Primary APN | 5369-05-6012-3087 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Other |
| Lot Area | 27,878 sqft (0.639 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4577 SECOND TER |
|---|---|
| City | BANGOR |
| State | PA |
| Zip | 18013-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Description | DIST:17 CITY/MUNI/TWP:LOWER MOUNT BETHEL TOWNSHIP |
| Legal Subdivision | JL STACKHOUSE PLAN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | NORTHAMPTON PA |
| Township / Civil Division | LOWER MOUNT BETHEL |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 15400 |
Source: Northampton County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4577 SECOND TER, BANGOR, PA 18013-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 7, 2018 | Deed, Transfer · Stand-Alone Second Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on Record |
| Deed Sale | Aug 7, 2018 · Amount on Record |
| Deed Document Number | 18-1166757 |
| Deed Book / Page | 2018-1 / 166757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Property Address | 4577 SECOND TER, BANGOR, PA 18013-4629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000040186 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 2021-1/361132 |
| Instrument | 2021040186 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Recording Date | Aug 7, 2018 |
| Property Address | 4577 SECOND TER, BANGOR, PA 18013-4629 |
| Document Number | 0000020922 |
| Book / Page | 2018-1 / 166757 |
| Instrument Date | Aug 4, 2018 |
| Instrument | 2018020922 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | MOUNT BETHEL ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4577 SECOND TER, BANGOR, PA 18013-4629 |
| Document Number | 0000020924 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 2018020924 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Number | 0000020923 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 2018-1/166761 |
| Instrument | 2018020923 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Northampton County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Northampton County |
| County Subdivision | Lower Mount Bethel Township |
| Unified School District | Bangor Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685.00 (-87.72%) | $63,500 (-) Land $15,900 Building $47,600 | |
| 2024 | $5,576.00 | $63,500 Land $15,900 Building $47,600 | |
| 1995 | $127,000 Land $31,800 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 155 (1981–2023) |
| Claims Outside the SFHA | 53 of 155 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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